- Question ID
-
2025_7515
- Legal act
- Regulation (EU) No 575/2013 (CRR)
- Topic
- Credit risk
- Article
-
178
- Paragraph
-
1
- COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
- Not applicable
- Article/Paragraph
-
NA
- Type of submitter
-
Credit institution
- Subject matter
-
Application of obligations relating to the default to ancillary services companies (such as operation leasing entities)
- Question
-
Is it necessary to apply in operating leasing entities the obligations of monitoring and controlling risks relating to the new definition of default (forbearance, early warning, etc.)?
- Background on the question
-
The CRR3 regulation, applicable as of 1 January 2025, has extended the scope of ancillary services companies (defined in Article 4.1.18) to operational leasing in particular, requiring the consolidation of entities carrying out such an activity within the prudential consolidation scope.
- Submission date
- Rejected publishing date
-
- Rationale for rejection
-
This question has been rejected because the issue it raises is beyond the remit of the Q&A process and as such it cannot be addressed via a Q&A. The objective of the Q&A tool is not to answer questions that put into doubt the correctness of the legal framework, seek a modification of the legal framework or would require such a modification in order to address the question.
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- Status
-
Rejected question
