Question ID
2024_7136
Legal act
Directive 2015/2366/EU (PSD2)
Topic
Other topics
Article
3
Paragraph
o
COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
Not applicable
Article/Paragraph
0
Name of institution / submitter
Bank of Greece
Country of incorporation / residence
Greece
Type of submitter
Competent authority
Subject matter
Exclusion of cash withdrawal services from PSD2
Question

Is it a prerequisite for an ATM operator,to qualify for the exemption of article 3(o), to co-operate with a Payment Service Provider (authorised within the EEA or with a relative passport where necessasry) offering payment service number 2 of the Annex 1 of the PSD2?  

Background on the question

There seem to be divergent approaches across the EU concerning the ATM operators. This is the feedback that BoG receives from candidate IADs for the Greek territory but it is also confirmed by the discussions held in the current PSD/PSR review (ex. WK 15911/2023 INIT, Brussels, 28 November 2023).  

 

Submission date
Status
Question under review
Answer prepared by
Answer prepared by the European Commission because it is a matter of interpretation of Union law.