If a term is not defined in the legislative acts referred to in Article 1(2) of the EBA’s founding Regulation, as well as associated delegated and implementing acts, and guidelines and recommendations, adopted under these legislative acts the Q&A process cannot be used to provide a formal, legal definition. Non-defined terms must be interpreted - by institutions and subject to overall supervision carried out by competent authorities - according to the general meaning of the terms used, together with other recognised interpretative methods, such as contextual interpretation and by identifying the objective of the concerned provisions. For further information on the purpose of this tool and on how to submit questions, please see 'Additional background and guidance for asking questions'.