- Question ID
-
2022_6563
- Legal act
- Regulation (EU) No 575/2013 (CRR)
- Topic
- Credit risk
- Article
-
125
- Paragraph
-
2
- Subparagraph
-
d
- COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
- Not applicable
- Article/Paragraph
-
N/A
- Type of submitter
-
Individual
- Subject matter
-
When to apply CCF to residential mortgage off balance sheet exposure
- Question
-
For off balance sheet exposures, when Article 125(2)(d) references 'the part of the loan' that is less than or greater than 80% of the property value, does this refer to exposure, or gross loan balances. Therefore, should the required CCF be applied before or after comparing the balance commitment to the property value?
- Background on the question
-
N/A
- Submission date
- Rejected publishing date
-
- Rationale for rejection
-
This question has been rejected because it does not fulfil the formal criteria for submission. For further information on the purpose of this tool and on how to submit questions, please see 'Additional background and guidance for asking questions'.
- Status
-
Rejected question
