Question ID
2022_6493
Legal act
Regulation (EU) No 575/2013 (CRR)
Topic
Liquidity risk
Article
422
COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
Delegated Regulation (EU) 2015/61 - DR with regard to liquidity coverage requirement
Article/Paragraph
Article 25 Paragraph 4
Type of submitter
Credit institution
Subject matter
Treatment of Non Retail deposits (with a residual maturity of less than 30 days where payout has been agreed) on the LCR outflows template.
Question

We would like to confirm where Non-Retail deposit balances, with a residual maturity of less than 30 days where payout has been agreed, should be reported on the LCR outflows template?  There is no specific row on the outflows template for these balances to be reported. In order to receive 100% outflow weighting should they be included with the Retail balances in Row 1.1.1.2?

Background on the question

The instructions for Row 1.1.1.2 “Deposits where the payout has been agreed within the following 30 days” on the LCR Outflows template refer to Article 25 (4) “Outflows from Other Retail deposits” and state that “Credit Institutions shall report here deposits with a residual maturity of less than 30 days where payout has been agreed”. The LCR Delegated Act or LCR outflows template do not make a specific reference to the treatment of Non Retail deposits with a residual maturity of less than 30 days where payout has been agreed should be reported.

Submission date
Rejected publishing date
Rationale for rejection

This question has been rejected because the issue it deals with is already explained or addressed in Article 24 of  Delegated Regulation (EU) 2015/61 - DR with regard to liquidity coverage requirement. For further information on the purpose of this tool and on how to submit questions, please see 'Additional background and guidance for asking questions'.

Status
Rejected question