Article 428.f.1 suggests treating assets and liabilities as “interdependent” is both optional and possible subject to approval of the competent authorities. In fact it is stated: “ Subject to prior approval of the competent authorities, an institution may treat an asset and a liability as interdependent, provided that all the following conditions are met.” Article 428.f.2 mentions some products and services, which related assets and liabilities shall be considered to meet the conditions in paragraph 1 and be considered as interdependent. In fact it is mentioned: “Assets and liabilities shall be considered to meet the conditions set out in paragraph 1 and be considered as interdependent where they are directly linked to the following products or services : […].” The last sentence can be understood in two ways: 1. For assets and liabilities related to products and services listed in article 428.f.2 the “interdependent” treatment is compulsory and does not require prior approval from the competent authorities. 2. For assets and liabilities related to products and services listed in article 428.f.2 the “interdependent” treatment remains optional and subject to prior approval from the competent authorities. Article 428.f.2 only states that conditions (a) to (f) of article 428.f.1 are considered to be met for those assets and liabilities. Understanding the sentence the second way leads to another question, which is “how should centralized regulated savings assets and liabilities be weighted when the interdependent assets and liabilities treatment is not applied ?”. CRR does not appear to provide specific weights for those assets and liabilities.