Question ID
2015_2408
Legal act
Directive 2013/36/EU (CRD)
Topic
Supervisory reporting - Supervisory Benchmarking
Article
78
Paragraph
2
COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
Draft ITS on Supervisory Reporting of Institutions (for benchmarking the internal approaches)
Article/Paragraph
Article 7 Par.1, Annex II - Table C103 - Column 070 (g)
Type of submitter
Credit institution
Subject matter
Type of Facility, Annex II - Table C103 - Column 070 (g)
Question

Could you please provide an example of what type of facilities shall be classified as "Undrawn purchase commitments for revolving purchased that are able to be unconditionally cancelled or that effectively provide for automatic cancellation at any time by the institution without prior notice" as per point g) of column 070 in table C103?

Background on the question

In Annex II, Table C103, column 070 (g) you are referring to "Undrawn purchase commitments for revolving purchased that are able to be unconditionally cancelled or that effectively provide for automatic cancellation at any time by the institution without prior notice". It is unclear to us what facilities shall be clasified like this.

Submission date
Final answer
Column 070 of Template C 103.00 of Annex I of Draft ITS on Supervisory Reporting for Institutions for benchmarking the internal approaches (ITS on benchmarking) refers to facilities classified according to Article 166 (8) point (c) of Regulation (EU) No 575/2013 (CRR). For High Default Portfolio data as of 31 December 2015 no information at facility type is requested. (Column 080 of C 103.00 of Annex I (ITS on benchmarking) is "Not applicable". DISCLAIMER: The present Q&A on Supervisory reporting is provisional. It will be reviewed after the Implementing Regulation is in force and published in the Official Journal, which may differ from the text of the draft ITS to which this Q&A relates.
Status
Archive
Answer prepared by
Answer prepared by the EBA.
Note to Q&A

Update 26.03.2021: This Q&A has been archived in the light of the most recent amendments to the ITS 2016/2070 on Supervisory Benchmarking.