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Discussion Paper on the EBA's preliminary observations on selected payment fraud data under PSD2 as reported by the industry.pdf
Discussion Paper on the EBA's preliminary observations on selected payment fraud data under PSD2 as reported by the industry
Consultation Paper on the amendment of the RTS on SCA&CSC under PSD2.pdf
Consultation paper on amending RTS on SCA and CSC under PSD2
EBA consults on the amendment to its technical standards on strong customer authentication and secure communication in relation to the 90-day exemption for account access
The European Banking Authority (EBA) launched today a public consultation on the amendment of its Regulatory Technical Standards (RTS) on strong customer authentication and secure communication (SCA&CSC) under the Payment Services Directive (PSD2) with regard to 90-day exemption from SCA for account access. The proposed amendment aims at addressing a number of issues that the EBA has identified in the application of the exemption by some account servicing payment service providers (ASPSPs) across the EU Member States and which have resulted in a negative impact on the services offered by account information service providers (AISPs) under the PSD2. The consultation runs until 25 November 2021.
Seventh set of issues raised by the EBA WG on APIs.pdf
Seventh set of issues raised by the EBA WG on APIs
Consultation on draft Guidelines on the limited network exclusion under PSD2
EBA repeals its Guidelines on the security of internet payments under the former Payments Services Directive (PSD1)
The European Banking Authority (EBA) repealed today its Guidelines on the security of internet payments. These Guidelines were issued before the revised Payments Services Directive (PSD2) came into force in 2016 and have since then been superseded by the PSD2 and the related EBA instruments developed in support of PSD2.
Reporting template on the revised GL on major incident reporting under PSD2.xlsm
Reporting template on the revised Guidelines on major incident reporting under PSD2
Consultation paper on the Guidelines on limited network exclusion under PSD2.pdf
Consultation paper on draft Guidelines on the limited network exclusion under PSD2
EBA consults on the draft Guidelines on the limited network exclusion under the revised Payment Services Directive
The European Banking Authority (EBA) launched today a public consultation on draft Guidelines providing clarity on the application of the limited network exclusion requirements, which certain payment instruments might benefit from, as laid down in the revised Payment Services Directive (PSD2). Such payment instruments include store cards, fuel cards, public transport cards, and meal vouchers. Given the significant inconsistencies the EBA has identified on how this exclusion is applied across the EU, the proposed Guidelines aim at clarifying specific aspects of its application, including on how a network of service providers or a range of goods and services should be assessed in order to qualify as ‘limited’, the use of payment instruments within limited networks, the provision of excluded services by regulated financial institutions and the submission of notification to competent authorities (CAs). The consultation runs until 15 October 2021.
Guidelines on the limited network exclusion under PSD2
Report on the data provided by PSPs on their readiness to apply SCA.pdf
Report on the data provided by payment service providers on their readiness to apply strong customer authentication
EBA publishes report on the data provided by PSPs on their readiness to apply strong customer authentication for e-commerce card-based payment transactions
The European Banking Authority (EBA) published today a Report on the data provided by PSPs on their readiness to apply SCA for the subset of payment transactions that are e-commerce card-based payment transactions. The Report highlights the status of issuing and acquiring PSPs in enrolling online merchants, payment cards and payment service users (PSUs) into SCA-compliant solutions, and in requesting SCA for online payment transactions after 31 December 2020, when the SCA migration period ended.
Final revised Guidelines on major incident reporting under PSD2.pdf
Revised Guidelines on major incident reporting under PSD2
EBA publishes final revised Guidelines on major incident reporting under PSD2
The European Banking Authority (EBA) published today its final revised Guidelines on major incident reporting under the Payment Service Directive (PSD2). The revised Guidelines optimise and simplify the reporting process and templates, focus on incidents with significant impact on payment service providers (PSPs), and improve the meaningfulness of the information to be reported. The revised Guidelines are also estimated to reduce the reporting burden for PSPs.
Opinion on supervisory actions for removal of obstacles to account access under PSD2.pdf
Opinion on supervisory actions for removal of obstacles to account access under PSD2
EBA calls on national authorities to take supervisory actions for the removal of obstacles to account access under the Payment Services Directive
The European Banking Authority (EBA) published today an Opinion on supervisory actions national competent authorities (NCAs) should take to ensure banks remove any remaining obstacles that prevent third party providers from accessing payment accounts, which restrict EU consumers’ choice of payment services. The Opinion will contribute to a level playing field across the EU and to a consistent application and supervision of relevant requirements under the Payment Services Directive (PSD2) and the EBA Regulatory Technical Standards on strong customer authentication and common and secure communication (RTS on SCA&CSC).
Consultation paper on the draft revised Guidelines on major incident reporting under PSD2
EBA consults on the revision of the Guidelines on major incident reporting under PSD2
The European Banking Authority (EBA) launched today a public consultation to propose revising the Guidelines on major incident reporting under the Payment Service Directive (PSD2). The proposal aims at optimising and simplifying the reporting process, capturing additional relevant security incidents, reducing the number of operational incidents that will be reported, and improving the meaningfulness of the incident reports received. The revision of the Guidelines also intends to decrease the reporting burden on payment service providers (PSPs). The consultation runs until 14 December 2020.