Search
Report on Convergence of supervisory practices for 2019.pdf
EBA sees considerable achievements in supervisory convergence and good level of engagement in supervisory colleges across the EU
The European Banking Authority (EBA) published today its Report on convergence of supervisory practices in 2019. Overall, the Report finds that the key topics for supervisory attention identified in the EBA 2019 convergence plan have been largely implemented in supervisory work across the EU. The Report is part of the EBA’s work to actively foster and promote supervisory convergence across the Union in order to bring about strong supervisory standards and a common supervisory culture.
Regulatory Technical Standards amending RTS on own funds and eligible liabilities
EBA consults on draft amended technical standards on own funds and eligible liabilities
The European Banking Authority (EBA) published today a Consultation Paper on the draft amended Regulatory Technical Standards (RTS) on own funds and eligible liabilities. Since their entry into force, the RTS on own funds have significantly enhanced regulatory harmonisation of prudential rules and contributed to strengthening the quality of regulatory capital. With the revised Capital Requirements Regulation (CRR) introducing new criteria and requirements for eligible liabilities, these amended RTS capture several aspects of eligible liabilities as well as the changes to the own funds framework. The consultation runs until 31 August 2020.
EBA seeks to future proof loan origination standards taking into consideration significant transition periods to facilitate implementation
The European Banking Authority (EBA) published today its Guidelines on loan origination and monitoring that expect institutions to develop robust and prudent standards to ensure newly originated loans are assessed properly. The Guidelines also aim to ensure that the institutions’ practices are aligned with consumer protection rules and respect fair treatment of consumers.
Management Board meeting – Final Minutes
EBA GL 2020 06 Appendix - Feedback Table for GL on loan origination and monitoring.pdf
Appendix - Feedback Table for GL on loan origination and monitoring
EBA GL 2020 06 Final Report on GL on loan origination and monitoring.pdf
Guidelines on loan origination and monitoring
Explanatory note on Guidelines on loan origination and monitoring.pdf
Explanatory note on Guidelines on loan origination and monitoring
EBA-Op-2020-09 - EBA Opinion on measures in accordance with Art 458 (FR).pdf
EBA Opinion on measures in accordance with Article 458 (EBA-Op-2020-09)
EBA issues Opinion on measures to address macroprudential risk following notification by French High Council for Financial Stability (HCSF)
The European Banking Authority (EBA) published today an Opinion following the notification by the French macroprudential authority, the Haut Conseil de Stabilité Financière (HCSF), of its intention to extend a measure introduced in 2018 on the use of Article 458(9) of the Capital Requirements Regulation (CRR) to safeguard institutions from excessive risk-taking and to prevent the build-up of future vulnerabilities. The measure intends to tighten, for French global or other systemically important institutions, the large-exposure limits applicable to large and highly indebted non-financial corporations (NFCs) resident in France or groups of connected NFCs assessed to be highly indebted and based in France. Based on the evidence submitted, the EBA does not object to the extension of the proposed measure, which will be applied from 1 July 2020 to 30 June 2021.
Thematic note - Preliminary analysis of impact of COVID-19 on EU banks – May 2020.pdf
Thematic note - Preliminary analysis of impact of COVID-19 on EU banks
Thematic note - Preliminary analysis of impact of COVID-19 on EU banks – May 2020 - Data Annex.xlsx
Thematic note - Preliminary analysis of impact of COVID-19 on EU banks – May 2020 – data Annex
COVID-19 is placing unprecedented challenges on EU banks
The European Banking Authority (EBA) published today a preliminary assessment of the impact of COVID-19 on the EU banking sector. With the global economy facing unprecedented challenges, banks entered the health crisis with strong capital and liquidity buffers and managed the pressure on operational capacities activating their contingency plans. The crisis is expected to affect asset quality and, thus, profitability of banks going forward. Nonetheless, the capital accumulated by banks during the past years along with the capital relief provided by regulators amounts on average to 5p.p. above their overall capital requirements (OCR). This capital buffer should allow banks to withstand the potential credit risk losses derived from a sensitivity analysis based on the 2018 stress test.
EBA publishes Report on interlinkages between recovery and resolution planning
The European Banking Authority (EBA) publishes today a Report, which assesses interlinkages between recovery and resolution planning under the Bank Recovery and Resolution Directive (BRRD), with the aim of enhancing synergies between the two phases and ensuring consistency in their potential implementation.
Annex 1 - Report on Interlinkages between rec and res planning.pdf
Annex 1 - Report on Interlinkages between rec and res planning
Annex 2 (Postcomments_Annex 2).xlsx
Report on Interlinkages between rec and res planning.pdf
Report on interlinkages between rec and res planning
EBA Advisory Committee on Proportionality held its first meeting
The Advisory Committee on Proportionality (ACP) of the European Banking Authority (EBA) held today its first meeting chaired by Helmut Ettl, Executive Director of the Austrian Financial Market Authority and Member of the EBA Board of Supervisors (BoS), and Mario Quagliariello, EBA Director of Economic Analysis and Statistics. The focus of this Committee is to advise the EBA on how its actions and measures should take account of specific differences prevailing in the banking sector related to the nature, scale and complexity of risks, to business models and practice as well as to the size of financial institutions.