The European Banking Authority (EBA) published today two regulatory products, an Opinion and a Consultation Paper on draft Guidelines, to clarify a number of issues identified by market participants in relation to the regulatory technical standards (RTS) on strong customer authentication and common and secure communication (SCA and CSC), which will apply from 14 September 2019. The Opinion focuses on the implementation of the RTS while the Consultation Paper proposes a pragmatic and consistent approach to the four conditions to be met to benefit from an exemption from the fallback option envisaged under Article 33(6) of the RTS. The EBA will also extend its Single Rulebook Q&A tool to the revised Payments Services Directive (PSD2). With all these additional measures, the EBA aims at providing assistance to market participants for a smooth and transparent implementation of its RTS on SCA and CSC.