The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) welcome and support today’s warning from European Systemic Risk Board (ESRB) on the systemic cyber risks posed by frontier AI models.
The European Banking Authority (EBA) today published its annual dataset on losses and exposures for residential and commercial immovable property across the European Union and European Economic Area for 2025, in line with Article 430a(3) of the Capital Requirements Regulation (CRR). The publication provides a centralised and harmonised source of data on losses and exposures relating to residential and commercial immovable property across the EU/EEA. The data are drawn from supervisory reporting submitted by institutions and are presented by national immovable property market.
The European Banking Authority (EBA) today published the results of its targeted Peer Review on the supervision of compliance with the Capital Requirements Regulation (CRR) and the Bank Recovery and Resolution Directive (BRRD) provisions aiming to facilitate market discipline through bank disclosure (“Pillar 3”). The Review found that the competent authorities under review have fully or largely embedded Pillar 3 requirements into their supervisory frameworks and that their practices are efficient overall. Consistency across jurisdictions could, however, improve.
The European Banking Authority (EBA) today published a Discussion Paper on certain key performance indicators (KPIs) and other aspects of the Disclosures Delegated Act, under Article 8 of the Taxonomy Regulation. The aim is to consult the public on potential measures to simplify and enhance the usability of information disclosed by credit institutions and investment firms. The consultation is open until 12 August 2026.
The European Banking Authority (EBA) today published revised Guidelines on product oversight and governance (POG) for retail banking products. They clarify requirements for products with environmental, social and governance (ESG) features whenever offered and sold to consumers and address greenwashing risks. The Guidelines aim to ensure that financial institutions apply robust standards when designing and distributing ESG-related retail products, with a view to reducing the risk of consumers being misled or sold products that do not meet their needs.
The European Banking Authority (EBA) today published end-2025 data on two key concepts and indicators in the DGSD, namely financial means available to, and covered deposits protected by DGSs. This annual publication, covering each Member State, enhances transparency and accountability across the EU to the benefit of depositors, markets, policymakers, DGSs and Members States.