European Commission letter to EBA outlining proposed amendments to Regulatory Technical Standards (RTS) under MiCA for liquidity requirements of asset-referenced tokens (ARTs), including minimum highly liquid financial instrument (HLFI) thresholds to balance correlation and liquidity objectives.
EBA opinion on the European Commission’s proposed amendments to Regulatory Technical Standards (RTS) under MiCA, addressing highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk. The EBA rejects changes that could weaken prudential safeguards, emphasizing alignment with LCR and UCITS frameworks to prevent liquidity risks and regulatory arbitrage.
EBA opinion on European Commission amendments to Regulatory Technical Standards under MiCA, addressing liquidity requirements for asset-referenced token reserves. The EBA opposes investments in non-highly liquid assets, emphasizing consistency with MiCA’s prudential framework and cash-redemption rights.
EBA Chairperson Jose Manuel Campa’s September 2025 public meeting register detailing discussions with banks, regulators, and fintech firms on EU banking regulation, proportionality, Basel 3 implementation, crypto policy, and financial market competitiveness.
EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, addressing liquidity requirements for asset-referenced tokens (ARTs). The document evaluates proposed changes to reserve asset rules, highlighting concerns over liquidity risks, alignment with MiCA’s prudential framework, and consistency with EU financial regulations.
EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, specifying highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk to ensure reserve asset liquidity and compliance with prudential objectives.
EBA Executive Director François-Louis Michaud’s September 2025 meeting register covering discussions with banks and stakeholders on regulatory simplification, EU banking competitiveness, ESG, prudential risks, payments innovation, and financial intermediation trends.
EBA report analyzing money laundering and terrorist financing risks in crypto-asset services, highlighting evasion tactics like unauthorized operations and forum shopping, and outlining MiCA and AML/CFT safeguards for effective supervision and regulatory compliance.
EBA FINAL REPORT ON COMPETENT AUTHORITIES’ APPROACHES TO THE ANTI-MONEY LAUNDERING AND COUNTERING THE FINANCING OF TERRORISM SUPERVISION OF BANKS
EBA final report assessing national competent authorities’ approaches to anti-money laundering and counter-terrorism financing supervision of banks, covering supervisory strategies, cooperation, challenges, and implementation reviews under EU AML/CFT frameworks – 2025.
Banking Stakeholder Group’s response to EBA’s consultation on amending product oversight and governance guidelines for retail banking products, addressing ESG features and greenwashing risks to align with updated EU regulations and consumer protection standards.
European Banking Authority (EBA) vacancy notice for the Chairperson position – invites applications for a 5-year term to lead the authority, oversee regulatory priorities, and represent the EBA before EU institutions and stakeholders under Regulation (EU) No 1093/2010.
EBA Work Programme 2026 outlines priorities and deliverables for EU banking regulation, focusing on rulebook development, risk assessment, innovation, and oversight under DORA, MiCA, and EMIR while transferring AML/CFT duties to AMLA.
EBA Chair José Manuel Campa outlines the EBA’s approach to simplifying Europe’s financial sector through regulatory efficiency, focusing on reducing reporting burdens, streamlining Level 2 and 3 mandates, and enhancing supervisory convergence while preserving banking resilience and international standards.
Joint ESAs factsheet explaining the EU Markets in Crypto-Assets Regulation (MiCA) – outlining consumer protections, types of regulated crypto-assets (EMTs, ARTs, utility tokens), risks of unregulated providers, and key definitions like stablecoins and NFTs.
Joint ESAs warning on crypto-assets highlights risks, consumer protection gaps, and MiCA regulation applicability from December 2024, advising caution on volatility, fraud, and unregulated providers outside the EU.
Minutes of the 23rd EFIF meeting (May 2025) covering updates on innovation hubs, regulatory sandboxes, MiCA and AI Act implementation, BigTech monitoring, and discussions on FinTech collaboration, including crypto, DLT, and digital payments developments.
European Commission letter to EBA, ESMA, EIOPA, and AMLA outlining the de-prioritisation of 115 non-essential Level 2 financial services acts until October 2027, aiming to simplify EU regulatory implementation and review empowerments under ESAs' founding regulations.
European Commission document listing non-essential empowerments under financial regulations (CRR, CRD, MiFID, EMIR, CSDR, SFDR, Solvency II) – outlining technical standards, implementing acts, and delegated acts with legal bases, adoption timelines, and regulatory requirements for banking, markets, and sustainability.
European Banking Authority (EBA) report assessing the efficiency of the EU regulatory and supervisory framework, proposing improvements in Level 2/3 regulatory products, reporting burden, prudential framework, and internal working arrangements by 2025–2026.