RAQ Booklet graphs Autumn 2025
EBA Risk Assessment Questionnaire (RAQ) Autumn 2025 – presents aggregated survey results from 85 EU banks on business models, funding, asset quality, operational risks, FinTech, and ESG finance trends.
EBA Risk Assessment Questionnaire (RAQ) Autumn 2025 – presents aggregated survey results from 85 EU banks on business models, funding, asset quality, operational risks, FinTech, and ESG finance trends.
EBA consults on proposed amendments to Regulatory Technical Standards (RTS) under EU Regulation 909/2014, updating prudential requirements for central securities depositories (CSDs) offering banking-type services, addressing emerging risks and regulatory changes by March 2026.
EBA Chairperson Jose Manuel Campa’s November 2025 public meeting register detailing engagements with financial institutions and stakeholders on payments regulation (PSD/PSR, AML/CFT), credit union trends, banking resilience, and internal model rules.
Curriculum Vitae of Catherine Terrier, Alternate Member of the EBA Board of Supervisors representing the National Bank of Belgium, detailing her role in prudential policy, AML/CFT regulation, and banking supervision at EU and Belgian levels.
Curriculum Vitae of Gregory Nguyen, voting member of the EBA Board of Supervisors and Head of Financial Stability and Prudential Policy at the National Bank of Belgium, detailing his expertise in banking resolution, EU policy negotiations, and leadership roles in crisis management and regulatory frameworks.
EBA data protection notice for the innovative applications form – outlines personal data processing under EUDPR for submissions on FinTech innovations or regulatory impediments, including stakeholder rights, retention periods, and contact details for data protection enquiries.
EBA 2025 Policy Research Workshop presentation analysing how biodiversity risk—including physical and transition risks—impacts bank lending decisions, using empirical data and case studies from European financial institutions.
EBA Research Workshop 2025 discussion on swap line arbitrage, analysing USD liquidity transmission to offshore markets using CLS swap settlements data, covering US bank balance sheets, non-US USD demand, pricing, and non-bank arbitrage in FX markets (2012–2022).
EBA Policy Research Workshop discussion by Bryan Hardy (BIS) analysing whether cross-border bank lending drives domestic economic growth, assessing causal evidence and micro-data methods like IV approaches and shift-share instruments.
EBA Research Workshop discussion by Despo Malikkidou analysing shadow banking's impact on traditional bank stability, market power, and business models, exploring risks and mechanisms in the post-global financial crisis landscape.
EBA 2025 Policy Research Workshop discussion on the impact of open banking and data sharing on loan collateralization for UK SMEs, analyzing the UK’s Commercial Credit Data Sharing scheme and its effects using theoretical models and empirical validation.
EBA 2025 Policy Research Workshop discussion on Open Banking (PSD2) effects on FinTech firms, analysing Spanish data to assess performance, revenue growth, and funding shifts from bank debt to equity using a difference-in-differences framework.
EBA Research Workshop 2025 discussion paper analysing the welfare effects of open banking, open finance, and data-sharing central bank digital currencies (CBDCs) on financial stability and interoperability.
Analysis by Harvard Business School on CBDC design tradeoffs and their impact on bank capital regulation, focusing on deposit flight risks, financial stability, and policy implications for the ECB’s digital euro project using a DSGE model calibrated to the euro area.
European Banking Authority discussion paper analysing foreign-borne interest rate risk in U.S. banks, focusing on how foreign deposits influence monetary policy transmission, funding structures, and reserve requirements, with insights on global funding effects.