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EBA 2025 innovation monitoring report – analyses adoption of AI, cloud computing, digital wallets, and crypto-assets in EU banking, assesses risks, and outlines supervisory expectations under DORA to ensure secure and competitive financial innovation.

EBA analysis on the EU AI Act’s implications for banking and payments, assessing alignment with sectoral laws like CRD, CRR, and DORA, focusing on high-risk AI uses such as creditworthiness assessment and supervisory cooperation requirements by 2025-2027.

EBA, EIOPA, and ESMA workshop on 10 June 2024 presenting DORA dry run tools for financial entities, covering data collection templates, file preparation, and reporting guidance for registers of information.

European Supervisory Authorities (ESAs) 2025 report analyzing BigTechs' direct financial services in the EU, including payment services, e-money issuance, and insurance intermediation by 11 of 13 major tech groups, assessing licensing, PSD2 exclusions, and cross-border supervisory coordination under DORA and DMA frameworks.