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2025 12 15 PMR -2025 Jose Manuel Campa
Final draft RTS on the threshold for Central Securities Depositories (CSDs) providing 'banking type ancillary services'
IT solutions (instructions) after ITS adoption in all EU languages (Revised 16.12.2025_Applicable from June 2026)
ESAs publish key tips to help consumers detect, prevent, and act on online frauds and scams
The three European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) today published two factsheets designed to help consumers protect themselves from crypto and other online frauds and scams and explain how fraudsters increasingly use artificial intelligence (AI) to deceive consumers. To make the information easily accessible, the factsheets will be translated into all official EU languages and reproduced by national authorities.
Joint EBA-ECB report on payment fraud: strong authentication remains effective but fraudsters are adapting
The European Banking Authority (EBA) and the European Central Bank (ECB) today published the 2025 edition of their joint report on payment fraud. The report covers the semi-annual data for 2022 to 2024 and confirms that the legal requirement for strong customer authentication (SCA) introduced in 2020 has contributed to reducing fraud levels. However, it also highlights the need for continued vigilance and for security measures to be adapted to combat new emerging types of fraud.
Final Minutes of Joint BoS BSG meeting on 15 October 2025
Crypto fraud and scams: stay alert and protect yourself
Online financial frauds and scams in an AI world
EBA and ECB Report on Payment Fraud
The EBA publishes final draft technical standards on structural foreign exchange
The European Banking Authority (EBA) today published its final Regulatory Technical Standards (RTS) on structural foreign exchange (FX) under the Capital Requirements Regulation (CRR). These standards deliver greater clarity, consistency, and supervisory convergence in the application of structural FX provisions across the EU. The final RTS retain the overall approach of the existing EBA Guidelines, while introducing targeted enhancements to ensure a more harmonised and transparent framework.
The EBA issues revised list of ITS validation rules and announces new website location
The European Banking Authority (EBA) issued today a revised list of validation rules under its Implementing Technical Standards (ITS) on supervisory reporting. This update highlights rules that have been deactivated due to inaccuracies or IT-related issues. Competent Authorities across the EU are reminded that data submitted according to these ITS should not be formally validated against the deactivated rules.