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2025 EU-wide stress test - Methodological Note
European Banking Authority (EBA) outlines the 2025 EU-wide stress test methodology, detailing credit, market, counterparty credit, net interest income, and operational risk assessments, macroeconomic scenarios, and regulatory capital requirements for participating banks.
Consultation Paper on Guidelines on proportionate retail diversification methods
EBA consults on draft guidelines for proportionate retail diversification methods under CRR (Regulation (EU) No 575/2013), outlining risk management and capital requirements for banks until 12 February 2025.
The EBA publishes methodology, draft templates, and key milestones for its 2025 EU-wide stress test
The European Banking Authority (EBA) today released the final methodology, draft templates, and template guidance for the 2025 EU-wide stress test, along with the milestone dates for the exercise. The methodology and templates cover all relevant risk areas and incorporate feedback received from the industry. The stress test exercise will formally start in January 2025, following the release of the macroeconomic scenarios, with the results scheduled for publication in early August 2025.
2025 EU-wide stress test - Template Guidance
EBA guidance for the 2025 EU-wide stress test outlining template requirements, data formats, and reporting standards for credit risk, market risk, net interest income, conduct risk, and capital projections.
Follow-up report on the Peer Review on the supervision of the management of non-performing exposures
EBA follow-up report assessing how EU competent authorities implemented recommendations from the 2022 peer review on supervising non-performing exposure (NPE) management by credit institutions, focusing on guideline application, SREP integration, and supervisory tool enhancements.
One-off “Fit-for-55” Climate Scenario Analysis: Frequently Asked Questions
EBA observes an improvement in competent authorities’ practices on the supervision of non-performing loans
The European Banking Authority (EBA) today published a follow-up to the 2022 Peer Review report on the supervision of the management of non-performing exposures (NPEs) by credit institutions. The findings of the follow-up Report show improvements in competent authorities’ supervisory practices that reflect the significant focus given to the supervision of NPEs by the EBA and competent authorities, and demonstrate that all competent authorities now fully or largely apply the EBA Guidelines on management of non-performing and forborne exposures. However, despite these positive results, the EBA cautions against complacency and encourages competent authorities to remain mindful and vigilant of the need to keep NPE ratios under scrutiny.
FL Michaud opening remarks EBA’s Policy Reasearch Workshop 2024
EBA Executive Director François-Louis Michaud’s 2024 opening remarks at the EBA Policy Research Workshop discuss banking regulation boundaries, ICT innovation, non-bank financial intermediation, regulatory effectiveness, and financial stability challenges amid digital transformation and macroprudential risks.
National registers and national authorities responsible for handling complaints related to credit servicers
François-Louis Michaud's opening speech at the 13th EBA Annual Policy Research Workshop
13th Annual Research Workshop - Boundaries of banking Regulation
Org chart October 2024
European Banking Authority (EBA) organisational chart as of October 2024 – outlines leadership structure, key departments (prudential regulation, AML/CFT, digital finance, ESG risks), and senior management roles under Chairperson José Manuel Campa.
One-off Fit-for-55 climate risk scenario analysis
EBA GL 2024 08 - Guidelines on liquidity stress testing under MiCAR
End of term of office report of the EBA Banking Stakeholder Group
EBA Banking Stakeholder Group (BSG) fifth end-of-term report (2020–2024) summarizing advisory contributions, technical working group activities, and recommendations on EU banking regulation, financial stability, and stakeholder engagement to support the Single Rulebook and EBA objectives.
ESAs publish 2024 Joint Report on principal adverse impacts disclosures under the Sustainable Finance Disclosure Regulation
The European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) have published their third annual Report on disclosures of principal adverse impacts under the Sustainable Finance Disclosure Regulation (SFDR).
Joint Committee Report on Principal Adverse Impact disclosures under SFDR
EBA, EIOPA, and ESMA joint report assessing Principal Adverse Impact (PAI) disclosures under SFDR for 2022, analyzing compliance, good and bad practices, and providing recommendations to the European Commission and national authorities to improve sustainability disclosures in financial services.
The ESAs finalise rules to facilitate access to financial and sustainability information on the ESAP
The three European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published the Final Report on the draft implementing technical standards (ITS) regarding certain tasks of the collection bodies and functionalities of the European Single Access Point (ESAP).
The EBA asks for input to entities falling within the scope of initial margin model authorisation under the revised European Market Infrastructure Regulation
The European Banking Authority (EBA), in cooperation with the European Securities and Markets Authority (ESMA) and the European Insurance and Occupational Pensions Authority (EIOPA), launched today a short survey addressed to entities within the scope of the initial margin (IM) model authorisation regime introduced by the upcoming revised European Market Infrastructure Regulation (EMIR 3). The deadline for submitting responses is Friday 29 November 2024.