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Opinion on the Commission’s amendments to the final draft RTS on equivalent legal mechanism
Opinion on the Commission’s amendments to the final draft RTS on equivalent legal mechanism
Letter to Mr Berrigan on the submission of Opinion on RTS on equivalent legal mechanism
The EBA responds to the Commission’s proposed amendments to the draft technical standards on equivalent legal mechanism
The European Banking Authority (EBA) today published its Opinion in response to the European Commission’s amendments to the draft Regulatory Technical Standards (RTS) specifying what constitutes an equivalent legal mechanism to ensure the completion of a residential property under construction within a reasonable timeframe, as laid down in the Capital Requirements Regulation (CRR).
The EBΑ concludes work on legacy instruments monitoring
The European Banking Authority (EBA) has decided to conclude its dedicated work on the monitoring of legacy instruments, in line with its long-standing expectation that such instruments should be eliminated over time. The phasing out of legacy instruments is essential to maintain a clear subordination ranking within institutions’ capital structures and to avoid unnecessary complexity in the prudential framework.
BoS 2025 IT solutions 2.12 Annex II_all_0
ROPAp - Recruitment of TAs, CAs and SNEs
The EBA and ESMA launch a consultation on the revised suitability assessment framework for banks and investment firms
The European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) today launched a consultation on the revised joint Guidelines on the assessment of the suitability of members of the management body and key function holders. In parallel, the EBA is consulting on draft Regulatory Technical Standards (RTS) specifying the documentation and information that large institutions must submit to competent authorities. Together, these elements form the Suitability Package, which aims to harmonise suitability assessments and promote supervisory convergence across the EU. The consultations run until 25 May 2026.
Consultation on draft Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body and key function holders
Consultation on Regulatory Technical Standards to specify the minimum content of the suitability questionnaire, curriculum vitae and internal suitability assessment
Regulatory Technical Standards to specify the minimum content of the suitability questionnaire, curriculum vitae and internal suitability assessment
Consultation paper on draft Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body and key function holders
Updated Annex I - Joint EBA and ESMA GL on the assessment of suitability
Scope of application joint GLs on suitability
Consultation Paper on RTS to specify the minimum content of the suitability questionnaire
EBA DC 2021373 Basel consolidated version (17 02 2026)
Follow up Peer Review Report on ICT Risk Assessment under SREP
The EBA publishes follow-up Report on ICT risk assessment under the Supervisory Review and Evaluation Process
The European Banking Authority (EBA) today published the follow-up to its 2022 peer review report on ICT risk assessment under the supervisory review and evaluation process (SREP). The follow-up Report shows that competent authorities have made notable progress in strengthening ICT risk assessment, driven largely by the implementation of the Digital Operational Resilience Act. At the same time, further work and continued investment remain necessary to ensure consistent and effective ICT risk supervision across the European Union (EU).
MICA053 - Overlap between offers of crypto-assets and placing
Can persons who are authorized in writing by the issuer to offer crypto-assets to the public conduct this activity on a commercial basis, continuously, repeatedly, and possibly for different issuers (whether concurrently or consecutively) without having a MiCA CASP license for the crypto-asset service 'placing of crypto-assets'?
MiCA045 - Calculation of fixed overheads
In Article 67, Paragraph 1, crypto asset providers shall at all time have prudential safeguards as the highest of the following;
- the amount of permanent minimum capital requirements indicated in Annex IV
- one quarter of the fixed overheads of the preceding year, reviewed annually
In Paragraph 3, the method to calculate the prudential requirement of one quarter of the fixed overheads of the preceding year, reviewed annually is stated as;
"Crypto-asset service providers shall calculate their fixed overheads for the preceding year, using figures resulting from the applicable accounting framework, by subtracting the following items from the total expenses after distribution of profits to shareholders or members."
When defining "total expenses" in the quoted sentence from Paragraph 3, does it in fact mean the total costs (fixed and variable overheads) after distribution of profits in the income statement for the preceding year, or is it meant to be the total fixed overheads after distribution of profits?