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​The European Banking Authority (EBA) today published its 2025 Report on supervisory convergence, as part of its broader efforts to contribute to a more efficient, streamlined and effective EU prudential framework. This work responds to the EBA’s initiatives to increase the efficiency of the regulatory and supervisory framework, including through greater transparency and a focus on supervisory convergence. The Report highlights continued progress in aligning supervisory practices across the European Union (EU), while identifying areas where further convergence is needed. It shows how strong and consistent supervision can support the simplification of the regulatory framework, reduce unnecessary complexity, and help secure a level playing field across the Single Market.

The European Banking Authority (EBA) today published a roadmap outlining how it will deliver its mandates under the revised Deposit Guarantee Schemes Directive (DGSD3). The roadmap sets out the EBA’s role in implementing DGSD3 by developing a set of regulatory products to strengthen depositor protection across the EU. It also presents the timeline for these deliverables, which will ensure depositors are better informed about their rights, better protected, and that deposit guarantee schemes are prepared to act when needed.

​The European Banking Authority (EBA) published today a Consultation Paper with a draft methodology for setting fines in its role as supervisor under MiCA. The objective is to ensure that fines imposed on issuers of significant crypto-assets are consistent, proportionate and transparent, and effectively support compliance with the regulatory framework.