EBA-related study analysing how rising interest rates led shadow banks, particularly Asset-Backed Commercial Paper (ABCP) conduits, to expand issuance and lower collateral quality in search of yield, increasing run risks during the pre-2007 financial crisis period.
Study analysing whether bank resolution reforms reduce investors' perception of Too-Big-To-Fail subsidies, finding no impact on large banks but reduced implicit guarantees for non-large banks across 19 jurisdictions (2002–2021).
EBA presentation by Stephen G. Cecchetti analysing AI's impact on financial stability, covering potential benefits like cost reduction and risks including system destabilization and malicious use in the financial sector.
European Supervisory Authorities (ESAs) urge financial entities and ICT third-party providers to finalize preparations for the Digital Operational Resilience Act (DORA) ahead of its 17 January 2025 application, emphasizing timely compliance with ICT risk management, incident reporting, and third-party provider registration requirements.
EBA consultation on draft regulatory technical standards amending Delegated Regulation (EU) 2018/1108 to update criteria for central contact points for electronic money issuers, payment service providers, and crypto-asset service providers (CASPs) under Directive (EU) 2015/849.
European Banking Authority (EBA) explainer on preventing money laundering and terrorism financing in the EU’s crypto-assets sector under MiCAR and updated AML/CFT rules – covering regulatory requirements, risk assessments, compliance guidelines, and supervisory measures for crypto-asset service providers (CASPs) from December 2024.
EBA final draft Implementing Technical Standards amending EU supervisory reporting and disclosure requirements for investment firms under IFR (Regulation (EU) 2019/2033), aligning with CRR3 reforms and Basel III standards, effective January 2025.
EBA technical standards outlining detailed reporting and disclosure instructions for investment firms under the K-factor framework, covering market risk templates, sign conventions, and standardized approaches for traded debt, securitisations, equities, foreign exchange, commodities, and internal models.
European Banking Authority public hearing on 3 December 2024 discussing draft regulatory and implementing technical standards (RTS/ITS) for Structural FX (S-FX) positions under CRR3, covering market, credit, and CVA risk mandates.
The European Banking Authority (EBA) published today amendments to its final draft ITS on the supervisory reporting and disclosures of investment firms.
European Banking Authority (EBA) Board of Supervisors meeting minutes from October 2024 covering updates on crypto asset supervision, NPE management, DORA implementation, Basel III, risk assessments, and regulatory initiatives like the Joint Bank Reporting Committee and securitisation consultations.
European Banking Authority (EBA) summary of written procedures and voting results from 17 September to 16 October 2024, including approval of MiCAR redemption plan guidelines and ESAs opinion on ITS Register under qualified majority.
European Banking Authority (EBA) Autumn 2024 Risk Assessment Questionnaire (RAQ) booklet presenting aggregated survey results from 85 EU banks on business strategy, liquidity, asset quality, operational risks, fintech, and ESG finance trends.
European Banking Authority (EBA) Autumn 2024 Risk Assessment Report – analyses key risks for EU banks, including macroeconomic trends, asset quality, liquidity, capital, profitability, operational resilience, and AI impacts under DORA and sustainable finance frameworks.
The European Banking Authority (EBA) today published the autumn edition of its risk assessment report (RAR). The Report is accompanied by the publication of the 2024 EU-wide transparency exercise, which provides detailed information, in a comparable and accessible format, for 123 banks from 26 countries across the European Union (EU) and the European Economic Area (EEA).