EBA public hearing on draft guidelines for proportionate retail diversification methods under CRR3, discussing regulatory approaches and next steps for prudential supervision – held virtually on 16 December 2024.
EBA opinion on EMIR 3’s new authorization regime for initial margin (IM) models used in non-centrally cleared OTC derivatives, clarifying validation requirements for pro forma models like ISDA SIMM and outlining supervisory procedures for credit institutions and investment firms.
EBA and ESAs report on the 2024 DORA Dry Run exercise, summarizing key findings on financial entities' registers of ICT third-party service provider contracts, data quality checks, and recommendations for compliance with Digital Operational Resilience Act requirements.
European Banking Authority (EBA) official 2025 public holidays calendar listing non-working days for regulatory reporting, supervisory activities, and compliance deadlines.
EBA Chairperson Jose Manuel Campa’s December 2024 public meeting register detailing engagements with financial institutions and stakeholders on ESG challenges, European banking regulation, payments market developments, fraud prevention, Open Banking, and regulatory frameworks.
EBA final draft regulatory technical standards outlining conditions for exempting certain hedges from residual risk add-on own funds requirements under the CRR (EU No 575/2013), focusing on risk factor coverage, hedging strategies, and capital relief for non-SbM risk factors and exotic underlyings.
EBA AML/CFT Newsletter Issue 14 covers MiCAR redemption plan guidelines, EU AML/CFT regime updates including industry roundtable feedback, and final guidance on internal policies for sanctions compliance by financial institutions and crypto-asset service providers.
The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) published today a summary report with the key findings from the 2024 Dry Run exercise on reporting the registers of information under the Digital Operational Resilience Act (DORA). The conclusions and lessons learnt as well as individual data quality feedback provided to financial entities during the exercise will aid preparations for the official reporting starting in 2025.
The European Banking Authority (EBA) today published a no action letter stating that competent authorities (CAs) should not prioritise any supervisory or enforcement action in relation to the processing of applications for initial margin (IM) model authorisation received as a result of the entry into force of EMIR 3. The no action letter, developed in cooperation with the European Securities and Markets Authority (ESMA) and the European Insurance and Occupational Pensions Authority (EIOPA), applies until key deliverables mandated under EMIR 3 become applicable.
The European Banking Authority (EBA) today published its fourth Report on the functioning of anti-money laundering and countering the financing of terrorism (AML/CFT) colleges. The Report finds that competent authorities continued to improve the functioning of AML/CFT colleges in 2023. Nevertheless, further progress is needed especially in two key areas, namely: adjusting the functioning of AML/CFT colleges to the money laundering and terrorist financing (ML/TF) risks to which the underlying firm is exposed, and discussing the need for a common approach or joint action.
EBA Chairperson Jose Manuel Campa’s November 2024 public meeting register detailing engagements with banks, industry associations, and stakeholders on EU banking priorities, open banking, PSD3, cyber resilience, risk outlook, and payments market structure.
EBA Executive Director François-Louis Michaud’s December 2024 public meeting register – details meetings with KPMG Germany covering EU regulatory topics, supervisory updates, and stakeholder discussions.
European Banking Authority (EBA) 2023 report assessing the functioning of AML/CFT colleges, covering progress on key action points, supervisory convergence, risk-based approaches, and recommendations to enhance cooperation and effectiveness in combating money laundering and terrorist financing.
The European Banking Authority (EBA) today published a Report on liquidity measures, which monitors and evaluates the liquidity coverage requirements currently in place in the EU. Between June 2023 and June 2024, EU banks’ liquidity coverage ratio (LCR) increased by 3 percentage points to reach 167%. Within that period, we observed changes in the composition of banks’ funding deposits while banks’ holdings of liquid assets steadily increased. EU banks’ average LCR in USD and in GBP improved during the period under review, to exceed 100% as of June 2024.
EBA’s 2024 report assesses how national authorities supervise banks’ anti-money laundering and counter-terrorism financing measures, covering risk assessments, supervisory tools, enforcement, and cooperation under EU AML/CFT frameworks.
EBA factsheet on countering terrorist financing – explains terrorist financing risks, differences between targeted financial sanctions and detection, and outlines EBA guidelines for financial institutions and supervisors to mitigate risks, enhance cooperation, and prevent unwarranted derisking under EU Directive 2017/541 and FATF standards.
EBA report analysing liquidity measures under Article 509(1) of the CRR, including LCR trends, components, business model impacts, currency mismatches, lending effects, and unwind mechanisms for EU banks in 2024.