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The EBA consults on Draft Guidelines on the methodology to estimate and apply credit conversion factors under the Capital Requirements Regulation
The European Banking Authority (EBA) today launched a public consultation on its draft Guidelines on the methodology institutions shall apply for their own estimation and application of credit conversion factors (CCF) under the Capital Requirements Regulation (CRR). The consultation runs until 15 October 2025.
Consultation paper amending GL on definition of default
EBA consults on draft amendments to Guidelines on the definition of default under CRR (Regulation (EU) No 575/2013), addressing debt restructuring, moratoria, technical past due for factoring, and other updates to enhance regulatory clarity.
Consultation paper amending GL on definition of default
EBA consults on draft amendments to Guidelines on the definition of default under CRR (Regulation (EU) No 575/2013), covering debt restructuring, moratoria, technical past due for factoring, and other updates to enhance regulatory clarity and application.
Consultation paper on draft guidelines on Credit Conversion Factor estimation
EBA consults on draft guidelines for Credit Conversion Factor (CCF) estimation under CRR (EU No 575/2013), covering data requirements, risk differentiation, quantification methods, downturn estimates, and conservatism margins for banks' risk parameter calculations.
Consultation on Draft Guidelines on the methodology to estimate and apply credit conversion factors under the Capital Requirements Regulation
Guidelines on the methodology to estimate and apply credit conversion factors under the Capital Requirements Regulation
The EBA consults on draft amended Guidelines on the application of the definition of default under the Capital Requirements Regulation
The European Banking Authority (EBA) today launched a public consultation on its draft amended Guidelines on the application of the definition of default under the Capital Requirements Regulation (CRR). As part of its commitment to financial stability, transparency, and consistency, the EBA is proposing to maintain the existing 1% threshold for net present value (NPV) loss in debt restructuring. This approach reflects a careful balance between flexibility for institutions and the need to uphold robust risk management standards. The consultation runs until 15 October 2025.
Consultation paper amending Guidelines on definition of default
Banking Stakeholder Group
Letter from John Berrigan, DG FISMA to the EBA on Call for Advice for submitting indicators on the interconnectedness of the EU financial sector with global markets for the next three years
European Commission requests the EBA to submit annual indicators (2025-2027) on EU financial sector interconnectedness with global markets, focusing on banking exposures, funding in foreign currencies, and third-country market shares to monitor financial stability risks.
2025 06 30 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s June 2025 meeting register covering discussions with banks and stakeholders on EU banking package implementation, ESG risks, regulatory simplification, and geopolitical impacts on European financial services.
The EBA publishes its final Guidelines on Acquisition, Development and Construction exposures to residential property under the standardised approach of credit risk
The European Banking Authority (EBA) today published its final Guidelines on the treatment of Acquisition, Development and Construction (ADC) exposures to residential property under the Capital Requirements Regulation (CRR). The Guidelines specify the conditions under which institutions may apply a risk weight of 100% instead of 150% to ADC exposures that meet defined credit risk-mitigating requirements. These Guidelines form part of the first phase of the EBA’s roadmap on credit risk implementation of the EU Banking Package. The Guidelines follow a public consultation launched in May 2024 and take into account stakeholder feedback as well as data collected through the related 2024 Quantitative Impact Study (QIS).
JBRC - Advice on the implementation of the NACE rev. 2.1
EBA and ECB advise on harmonised implementation of NACE Rev. 2.1 classification for EU banks' statistical and supervisory reporting, effective 1 January 2026, to reduce costs and ensure data comparability across frameworks.
EBA technical advice on a possible delegated act on fees for the validation of pro forma models under EMIR
EBA technical advice to the European Commission on establishing fee structures and payment modalities for validating pro forma models under EMIR, covering cost calculation methods, proportional fee determination, and invoicing processes for financial and non-financial counterparties.
EBA technical advice a possible delegated act on fees for the validation of pro forma models under EMIR
EBA technical advice to the European Commission on establishing fee structures and payment modalities for validating pro forma models under EMIR, covering cost calculation, proportional fee methodologies, and invoicing processes for financial and non-financial counterparties.
JBRC - Advice on the implementation of the NACE Rev. 2.1
EBA and ECB advise banks to adopt the updated NACE Rev. 2.1 economic activity classification from 1 January 2026, ensuring harmonised implementation across EU statistical, supervisory, and resolution reporting frameworks to reduce costs and improve data comparability.
The EBA provides its technical advice to the European Commission on fees to validate pro forma models under the European Market Infrastructure Regulation
The European Banking Authority (EBA) today published its response to the European Commission’s Call for Advice on fees to validate pro forma models under the European Market Infrastructure Regulation (EMIR).
The EBA and the ECB support harmonised implementation of updated NACE classification across EU reporting frameworks
The European Banking Authority (EBA), in collaboration with the European Central Bank (ECB), welcomes the advice of the Joint Bank Reporting Committee (JBRC) to implement the revised statistical classification of economic activities, NACE Rev. 2.1, in a harmonised manner across their reporting frameworks. This harmonisation is essential to reduce costs for banks and to enhance the analytical quality of reported data.