EBA opinion on Norway’s proposal under Article 458 of Regulation (EU) No 575/2013 to raise the risk weight floor for residential real estate exposures from 20% to 25% for IRB banks, addressing systemic risks from high household debt and real estate market imbalances until December 2026.
The European Banking Authority (EBA) today published an Opinion following a notification by the Norwegian Ministry of Finance of its intention to change the calibration of a measure originally introduced on 31 December 2020 and already extended until 30 June 2025. The measure aims to ensure that capital requirements of Norwegian institutions using internal ratings-based (IRB) approaches are appropriate for the systemic risks stemming from their residential real estate exposures. Based on the information provided, the EBA does not object to the measure.
The European Banking Authority (EBA) today published an onboarding plan for large and other institutions, setting out the steps required for accessing and submitting information to the new Pillar 3 Data Hub (P3DH) – the EBA’s centralised platform for public disclosures under the Capital Requirements Regulation (CRR3).This initiative is a significant milestone in the EBA’s commitment to enhancing transparency and consistency in Pillar 3 disclosures across the EU financial system and promoting market discipline.
EBA consultation paper proposing amendments to Implementing Technical Standards (ITS) under EU Regulation 2024/3172, focusing on enhanced disclosure requirements for ESG risks, equity exposures, and aggregate exposure to shadow banking entities, including proportionality measures and new reporting templates.
European Banking Authority (EBA) outlines the May 2025 onboarding plan for institutions to the Pillar 3 Data Hub, detailing step-by-step registration, contact submission, account setup, and timeline for platform access.
Profile of Professor Matthias Haentjens, Leiden University civil law chair and financial law expert, advising on banking, insolvency, and commercial law for governments and international bodies like the European Commission and UNIDROIT.
EBA Board of Supervisors and Banking Stakeholder Group minutes from March 2025 outlining discussions on regulatory simplification, proportionality, stakeholder contributions to consultation papers, and updates from technical working groups on capital, governance, consumer protection, sustainable finance, payments, and AML/CFT.
The European Banking Authority (EBA) today launched a public consultation on proposed amendments to the European Commission’s Implementing Regulation on Pillar 3 disclosures under the CRR3. The proposal specifies enhanced and proportionate disclosure requirements related to ESG-related risks, equity exposures and aggregate exposure to shadow banking entities. It also implements the new codes for the statistical classification of economic activities in the EU (NACE). The. Today’s proposal aims to enhance transparency and consistency of disclosures in a proportionate manner. The consultation runs until 22 August 2025.
The European Banking Authority (EBA) today published end-2024 data related to two key concepts and indicators in the Deposit Guarantee Schemes Directive (DGSD), namely financial means available to, and covered deposits protected by, national deposit guarantee schemes. The EBA publishes this data for each Member State, and on a yearly basis to enhance the transparency and public accountability of DGSs across the EU to the benefit of depositors, markets, policymakers, DGSs and Members States. Following a 10-year build-up phase, the EU DGS funds have reached €79bn of available means in aggregate.
European Banking Authority (EBA) 2024 annual list of contractors detailing awarded contracts above €15,000, including office refurbishment, waste management, environmental services, and IT acquisitions under EU financial regulations.