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ESAs launch consultation on how to integrate ESG risks in the financial stress tests for banks and insurers
The European Supervisory Authorities (EBA, EIOPA and ESMA - the ESAs) today launched a public consultation on their draft Joint Guidelines on ESG stress testing, as mandated by the Capital Requirements Directive and the Solvency II Directive. The draft Guidelines set out how competent authorities for the banking and insurance sectors should integrate environmental, social and governance (ESG) risks when performing supervisory stress tests. They aim to harmonise methodologies and practices among supervisors in banking and insurance, to ensure proportionality and to enhance the effectiveness and efficiency of ESG stress testing. The consultation runs until 19 September 2025.
Consultation on Joint Guidelines on integrating ESG in supervisory stress test
Risk Assessment Report Spring 2025
EBA’s Spring 2025 Risk Assessment Report analyses key risks in EU banking, covering macroeconomic conditions, asset quality, funding, liquidity, capital, profitability, operational resilience, and emerging threats like digitalisation and financial crime.
Risk Assessment Report Spring 2025 - presentation
EBA Risk Assessment Report Spring 2025 – analyses key risks to EU financial stability, including geopolitical tensions, economic slowdown, inflation, sovereign-bank nexus, trade tariffs, and rising operational and climate risks, with supervisory data insights.
Guidelines on ADC exposures to residential property under CRR 3
EBA final guidelines under CRR 3 specify risk-mitigating conditions for applying a 100% risk weight to ADC exposures in residential property, covering cash deposits, financing equivalence, obligor equity, and contract thresholds to reduce capital requirements.
JBRC - Advice on the implementation of the NACE rev. 2.1
EBA and ECB advise on harmonized implementation of NACE Rev. 2.1 classification for EU banks' statistical and supervisory reporting, effective 1 January 2026, to reduce costs and improve data comparability across frameworks like AnaCredit and EBA supervisory reporting.
The banking sector in the EU continues to show resilience in capital, liquidity and profitability, but geopolitical events could pose significant challenges for the industry
The European Banking Authority (EBA) today released the Spring 2025 edition of its risk assessment report (RAR), which also analyses the funding plans of banks within the European Union/European Economic Area (EU/EEA). This report is supplemented by the Spring Risk Assessment Questionnaire (RAQ).
Joint Guidelines on integrating ESG in supervisory stress test
Consultation Paper - Joint ESAs Guidelines on integrating ESG risks in supervisory stress tests
European Supervisory Authorities (EBA, EIOPA, ESMA) consult on draft guidelines to standardize ESG risk integration in supervisory stress tests for banks and insurers under CRD and Solvency II, ensuring consistent methodologies and governance by September 2025.
PH ITS on ESG and shadow banking entities and equity exposures
EBA public hearing on proposed ITS amendments for enhanced disclosure requirements covering ESG risks, equity exposures, and aggregate exposure to shadow banking entities under consultation until August 2025.
Annual list of 2024 contractors new rules
European Banking Authority 2024 list of contractors under EU Financial Regulation, detailing awarded contracts above €15,000 for services including office refurbishment, waste management, IT equipment, and consultancy.
Public hearing on Implementing Technical Standards on amended disclosure requirements for ESG risks, equity exposures and aggregate exposure to shadow banking entities
RAQ Booklet graphs Spring 2025
European Banking Authority (EBA) Spring 2025 Risk Assessment Questionnaire (RAQ) booklet presenting aggregated survey results from 85 EU banks on business models, liquidity, asset quality, operational risks, FinTech, and ESG finance trends.