Profile of Patricia Suárez Ramírez, founder of ASUFIN, focusing on her role as consumer representative in EBA’s Banking Stakeholders Group and EC’s FSUG, advocating for financial user rights, transparency, and education in Spain and Europe.
Profile of Paolo Giuseppe Grignaschi, EBA Banking Stakeholder Group member representing financial institution employees, focusing on regulatory framework impact, banking stability, financial literacy, and social issues in the Italian and Euro Area banking sectors.
Profile of Marieke van Berkel, Senior Director at the European Association of Co-operative Banks (EACB), covering her expertise in retail banking, digitalisation, payments, financial markets, and EU regulatory frameworks including AML, DORA, AI Act, PSD2, and MiFID.
Profile of Maria Angiulli, Head of Regulatory Analysis at the Italian Banking Association (ABI), covering her role in banking prudential regulation, supervisory frameworks, and economic impact assessments of financial policies.
Profile of Lyubomir Karimansky – highlights his expertise in European banking regulation, digital transformation, risk management, and regulatory compliance, focusing on cross-border market integration, user protection, and interoperability under the 'same activities, same risks, same rules' principle.
Profile of Professor Laura Nieri, expert in banking, finance, and risk management, focusing on credit risk, regulation, Fintech, and sustainability. Highlights her academic research, leadership roles, and contributions to financial stability and financial literacy initiatives.
Profile of Laura Grassi, EBA Banking Stakeholder Group member, focusing on digital innovation in finance, Fintech, Insurtech, and corporate governance, with expertise in applied research and collaboration with financial institutions and EU projects like Horizon Europe’s PIISA.
Profile of Kęstutis Kupšys, Executive Director of Lithuanian consumer advocacy group 'For Honesty in Banking,' focusing on financial consumer rights, over-indebtedness, green finance, and EU financial market policies including NPLs, retail payments, and retail investment strategies.
Profile of Joshua Kaplan, Wilson Sonsini corporate partner specializing in fintech and financial services regulation, including licensing, AML compliance, capital requirements, and payment systems under EBA and Federal Reserve frameworks.
Profile of Jekaterina Govina – Lithuanian legal and financial expert specializing in fintech, AML compliance, and regulatory innovation, with roles at AMLYZE, Response Legal, and the Bank of Lithuania, focusing on EU financial sector supervision and education.
EBA Banking Stakeholder Group member Henrik Ramlau-Hansen outlines his expertise and career in European banking, including roles as Danske Bank CFO, Danish FSA Chairman, and academic, focusing on capital requirements, liquidity rules, and financial supervision.
Profile of Guillermo De La Fuente – a senior finance and treasury expert with 35 years of experience in banking, commodity trading, and multinational corporations, currently at SITA, covering risk management, payments, and board roles in treasury associations.
Profile of Gonzalo Gasós, Senior Director at the European Banking Federation (EBF), detailing his role in prudential policy, coordination with ECB’s Single Supervisory Mechanism (SSM) and Single Resolution Board (SRB), risk management expertise, and recent appointment to the EBA’s Banking Stakeholder Group in 2024.
Profile of Gema Diaz-Ufano Navarro, Head of Supervision and Financial Regulation at Banco Santander, outlining her role in coordinating regulatory compliance, supervisory relations, and interpreting EU financial regulations including sustainability and digital banking across global markets.
Profile of Erik Isak Bengtzboe, Chief Policy & Legal Adviser at Eurofinas, covering regulatory developments in consumer credit, AML, AI, data privacy, and sustainable finance for European credit institutions and non-banking entities.
Profile of Dominique Carriou, Head of Regulatory Affairs at the European Savings and Retail Banking Group (ESBG), covering key EU banking regulations including Basel rules, CRR3/CRD6, BRRD, sustainable finance (EU Taxonomy, SFDR), and consumer protection frameworks.
Profile of Dermott Jewell, consumer rights advocate and advisor, detailing his roles in EU and Irish regulatory bodies including the Financial Services & Pensions Ombudsman Council, Central Bank of Ireland, ESMA, and ANEC, focusing on consumer protection, dispute resolution, and financial services oversight.
Profile of Caroline Liesegang, Head of Capital and Risk Management, Sustainable Finance, and Research at AFME, detailing her career in banking supervision, stress testing, and regulatory policy at ECB, EBA, Commerzbank, and Deutsche Bundesbank.
On 3 October , the three European Supervisory Authorities (ESAs) – the European Banking Authority (EBA), the European Insurance and Occupational Pensions Authority (EIOPA) and the European Securities and Markets Authority (ESMA) – organised the 11th edition of their annual Consumer Protection Day, in Budapest.