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AI Act: implications for the EU banking and payments sector
EBA analysis on the EU AI Act’s implications for banking and payments, assessing alignment with sectoral laws like CRD, CRR, and DORA, focusing on high-risk AI uses such as creditworthiness assessment and supervisory cooperation requirements by 2025-2027.
A rationale of the PD floor under the IRB framework
EBA staff paper analyzing the rationale for Probability of Default (PD) floors under the Internal Ratings-Based (IRB) framework, focusing on Basel III reforms. Examines calibration methods, estimation errors in low-default portfolios, and regulatory impact on capital requirements for financial institutions and corporates.
EBA Chair letter to Mr Berrigan and Mr Viola on outcome of EBA’s AI Act mapping exercise
EBA letter to the European Commission outlining the results of its AI Act mapping exercise for the banking and payments sector, identifying overlaps and synergies with existing EU financial regulations like CRR, CRD, DORA, and guidelines on creditworthiness assessment and AI governance.
annex_for_it_solutions_instructions_disclaimer.docx
ITS on resolution planning reporting adopted_Translations
ITS on resolution planning reporting_ adopted
annexforitsolutionsinstructionsdisclaimer.zip
Final Minutes of BoS meeting on 14 October 2025
European Banking Authority (EBA) Board of Supervisors meeting minutes from October 2025 covering regulatory efficiency, stablecoins under MiCA, risk assessments of EU banks, AMLA transition, and simplification of financial services regulation.
List of written procedures and their voting results from 11 September - 14 October 2025
European Banking Authority (EBA) summary of voting results from September–October 2025 on final draft Regulatory Technical Standards (RTS) for CVA risk in securities financing transactions and opinions on liquidity requirements and highly liquid financial instruments under the Markets in Crypto-Assets Regulation (MiCA).
2025 11 15 PMR -2025 Jose Manuel Campa
European Banking Authority (EBA) Chairperson Jose Manuel Campa’s November 2025 public meeting register – details stakeholder engagements on regulatory outlook, consumer protection, financial stability, and geopolitical impacts on banking and financial services policy.
Opt-in Form
List of designated CTPPs
European Banking Authority publishes the official list of critical ICT third-party service providers designated under the Digital Operational Resilience Act (DORA), including major cloud, data, and technology firms supporting financial institutions.
JM Campa introductory remarks at the ECON hearing November 2025
EBA Chair José Manuel Campa addresses the ECON hearing in November 2025, highlighting EU banking sector resilience with improved capital ratios, profitability, and liquidity, while outlining key risks like operational threats, NBFI interlinkages, and digital transformation. The speech also covers regulatory efficiency, MiCA implementation, AML/CFT transition, and challenges in deepening the Single Market.
2025 10 31 PMR -2025 Francois-Louis Michaud
European Banking Authority (EBA) public meeting register for October 16–31, 2025, listing engagements of Executive Director François-Louis Michaud – no meetings disclosed for this period under transparency requirements.
2025 11 15 PMR -2025 Francois-Louis Michaud
European Banking Authority (EBA) public meeting register for November 2025 listing Executive Director François-Louis Michaud’s engagements, including discussions on digital fraud and scams during the Joint ESAs Consumer Protection Day in Riga.
The European Supervisory Authorities designate critical ICT third-party providers under the Digital Operational Resilience Act
The European Supervisory Authorities (EBA, EIOPA, and ESMA – the ESAs) publish today the list of designated critical ICT third-party providers (CTPPs) under the Digital Operational Resilience Act (DORA). This designation marks a crucial step in the implementation of the DORA oversight framework.
14th Annual Research Workshop - Bridging capital and growth - the role of financial structures and intermediaries
Training Plan 2025
EBA Training Plan 2025 outlines scheduled workshops and courses for EU supervisors covering AML/CFT, MiCAR, DORA, ESG risks, crypto assets, IRRBB, FRTB, and supervisory reporting to enhance regulatory compliance and best practices.