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Article 2
ScopeEBA publishes an Opinion on the use of eIDAS certificates under PSD2
The European Banking Authority (EBA) published today an Opinion on the use of eIDAS certificates under the Regulatory Technical Standards (RTS) on Strong Customer Authentication and Common and Secure Communication (SCA&CSC). In the Opinion, the EBA clarifies specific aspects on the use of qualified certificates for electronic seals (QSealCs) and qualified certificates for website authentication (QWACs) for the purpose of identification of payment service providers (PSPs) under the RTS, the content of these certificates, and the process for their revocation.
Article 74
Payer’s liability for unauthorised payment transactionsArticle 28
Application to exercise the right of establishment and freedom to provide servicesArticle 96
Incident reportingArticle 10
Safeguarding requirementsArticle 19
Use of agents, branches or entities to which activities are outsourcedArticle 29
Supervision of payment institutions exercising the right of establishment and freedom to provide servicesArticle 9
Calculation of own fundsArticle 34
Financial institutionsEBA Opinion on SCA elements under PSD2 .pdf
Opinion on the elements of strong customer authentication under PSD2
EBA Opinion .pdf
Opinion on the nature of passport notifications for agents and distributors of e-money
Regulatory Technical Standards on strong customer authentication and secure communication under PSD2
Technical Standards on the EBA Register under PSD2
EBA publishes final Guidelines on fraud reporting under PSD2
The European Banking Authority (EBA) published today its final Guidelines on fraud reporting under the revised Payment Services Directive (PSD2). These Guidelines, which the EBA developed in close cooperation with the European Central Bank (ECB) and which are addressed to payment service providers and competent authorities, are aimed at contributing to the objective of PSD2 of enhancing the security of retail payments in the EU.
Guidelines on the conditions to be met to benefit from an exemption from contingency measures under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC)
EBA Opinion on the use of eIDAS certificates under the RTS on SCACSC.pdf
Opinion on the use of eIDAS certificates under the RTS on SCA and CSC