EBA technical advice to the European Commission on establishing fee structures and payment modalities for validating pro forma models under EMIR, covering cost calculation, proportional fee methodologies, and invoicing processes for financial and non-financial counterparties.
EBA and ECB advise banks to adopt the updated NACE Rev. 2.1 economic activity classification from 1 January 2026, ensuring harmonised implementation across EU statistical, supervisory, and resolution reporting frameworks to reduce costs and improve data comparability.
The European Banking Authority (EBA) today published its response to the European Commission’s Call for Advice on fees to validate pro forma models under the European Market Infrastructure Regulation (EMIR).
The European Banking Authority (EBA), in collaboration with the European Central Bank (ECB), welcomes the advice of the Joint Bank Reporting Committee (JBRC) to implement the revised statistical classification of economic activities, NACE Rev. 2.1, in a harmonised manner across their reporting frameworks. This harmonisation is essential to reduce costs for banks and to enhance the analytical quality of reported data.
The European Supervisory Authorities (EBA, EIOPA and ESMA - the ESAs) today launched a public consultation on their draft Joint Guidelines on ESG stress testing, as mandated by the Capital Requirements Directive and the Solvency II Directive. The draft Guidelines set out how competent authorities for the banking and insurance sectors should integrate environmental, social and governance (ESG) risks when performing supervisory stress tests. They aim to harmonise methodologies and practices among supervisors in banking and insurance, to ensure proportionality and to enhance the effectiveness and efficiency of ESG stress testing. The consultation runs until 19 September 2025.
EBA’s Spring 2025 Risk Assessment Report analyses key risks in EU banking, covering macroeconomic conditions, asset quality, funding, liquidity, capital, profitability, operational resilience, and emerging threats like digitalisation and financial crime.
EBA Risk Assessment Report Spring 2025 – analyses key risks to EU financial stability, including geopolitical tensions, economic slowdown, inflation, sovereign-bank nexus, trade tariffs, and rising operational and climate risks, with supervisory data insights.
EBA final guidelines under CRR 3 specify risk-mitigating conditions for applying a 100% risk weight to ADC exposures in residential property, covering cash deposits, financing equivalence, obligor equity, and contract thresholds to reduce capital requirements.
EBA and ECB advise on harmonized implementation of NACE Rev. 2.1 classification for EU banks' statistical and supervisory reporting, effective 1 January 2026, to reduce costs and improve data comparability across frameworks like AnaCredit and EBA supervisory reporting.
The European Banking Authority (EBA) today released the Spring 2025 edition of its risk assessment report (RAR), which also analyses the funding plans of banks within the European Union/European Economic Area (EU/EEA). This report is supplemented by the Spring Risk Assessment Questionnaire (RAQ).
European Supervisory Authorities (EBA, EIOPA, ESMA) consult on draft guidelines to standardize ESG risk integration in supervisory stress tests for banks and insurers under CRD and Solvency II, ensuring consistent methodologies and governance by September 2025.
EBA public hearing on proposed ITS amendments for enhanced disclosure requirements covering ESG risks, equity exposures, and aggregate exposure to shadow banking entities under consultation until August 2025.