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DORA 121 - ICT risk management (standard vs simplified depending on type of entity)

Question ID
DORA 121
Receiving ESA
ESMA
URL
https://www.esma.europa.eu/publications-data/questions-answers/2292
Final publishing date
Question

Is a small and non-interconnected investment firm (Art. 12 (1) IFR (Regulation (EU) 2019/2033)) that also holds a licence as a crowdfunding service provider according to Art. 12 ECSPR (Regulation (EU) 2020/1503) obligated to apply Art. 5-15 DORA or is it allowed to use the simplified ICT risk management framework of Art. 16 DORA?

Topic
ICT risk management
Subject matter
ICT risk management (standard vs simplified depending on type of entity)

DORA237 - Scope of application of DORA for intermediaries

Question ID
DORA237
Receiving ESA
EIOPA
URL
https://www.eiopa.europa.eu/qa-regulation/questions-and-answers-database/dora23…
Final publishing date
Question

Considering that insurance and reinsurance intermediaries and ancillary insurance intermediaries are not obliged by law to setup a dedicated legal entity to carry out insurance distribution and therefore some of them may have a principal professional activity other than insurance distribution, how should the calculation of the thresholds defined in DORA Article 2(3) point (e) for exclusion of those intermediaries which are micro, small or medium enterprises be interpreted?

Topic
Other DORA topics
Subject matter
Scope of application of DORA for intermediaries

DORA102 - DORA application to third-country branches

Question ID
DORA102
Receiving ESA
EIOPA
URL
https://www.eiopa.europa.eu/qa-regulation/questions-and-answers-database/dora10…
Final publishing date
Question

Is Regulation (EU) 2022/2554 (DORA) applicable to third-country branches in an EU country, if in the third country where their head office is established they would qualify as entities listed under under Article 2(1)(a), (n) or (o)?

Topic
Other DORA topics
Subject matter
DORA application to third-country branches
Press Release 17 December 2025

Q3 2025 supervisory data confirm solid and stable asset quality, solvency, liquidity and profitability in EU/EEA banks, despite high macroeconomic and geopolitical risks

The European Banking Authority (EBA) today published its Q3 2025 Risk Dashboard (RDB), for the first time within EDAP, the European Data Access Portal. The data confirm that asset quality, solvency, liquidity and profitability in the banking sector of the European Union/European Economic Area (EU/EEA) remain stable, even amid heightened macroeconomic and geopolitical risks.

Press Release 17 December 2025

The EBA provides guidance to banks on enhanced reporting requirements for operational risk ahead of new June 2026 reference date

The European Banking Authority (EBA) today published clear guidance for banks on how to manage enhanced reporting requirements for operational risk, following the postponement of the first reference date under the amended Implementing Technical Standards (ITS). This move comes after the European Commission adopted Regulation (EU) 2025/2475, which delays the application of new operational risk reporting obligations to the end of June 2026.