EBA organisational chart as of 16 December 2025 – outlines leadership structure, key departments (Prudential Regulation, Innovation, Risk Analysis, ESG Risks, Digital Finance), and team responsibilities under Chairperson José Manuel Campa.
EBA final report on draft Regulatory Technical Standards amending Delegated Regulation (EU) 2023/206 under CRR3, focusing on risk weight and minimum LGD value assessments for immovable property exposures, aligning legal references with updated credit risk rules.
EBA consultation on draft Guidelines on supervisory independence under the Capital Requirements Directive (CRD), aiming to ensure fair, effective, and transparent decisions by competent authorities to support financial stability and consumer protection.
EBA Executive Director François-Louis Michaud’s November 2025 meeting register covering discussions with major banks and stakeholders on EU regulatory frameworks, internal model regulation, operational risk, and IT strategy trends.
European Banking Authority follow-up peer review report assessing implementation of PSD2 authorisation guidelines by competent authorities, covering AML/CFT controls, governance, local substance, and resource adequacy as of 2025.
EBA’s Autumn 2025 Risk Assessment Report charts highlight EU/EEA banks’ rising exposure to geopolitical risks, volatile funding markets, and sovereign debt, alongside increased lending to non-bank financial institutions and project financing, particularly in defence and infrastructure.
EBA consultation on draft Regulatory and Implementing Technical Standards for prudentially material transactions under CRD (Directive 2023/36/EU), covering assessment criteria, notification processes, and cooperation between authorities for acquisitions, asset transfers, mergers, and divisions.
The European Banking Authority (EBA) today launched a public consultation on draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) concerning material acquisitions, material transfers of assets or liabilities, and mergers and divisions involving credit institutions or (mixed) financial holding companies under the Capital Requirements Directive (CRD). The standards are designed to support banking consolidation and deepen EU market integration by clarifying supervisory expectations, reducing regulatory uncertainty and ensuring consistent prudential assessment across the EU. The consultation runs until 5 March 2026.
The European Banking Authority (EBA) today published a follow-up to the 2023 Peer Review Report assessing progress in the authorisation of payment institutions and electronic money institutions under the revised Payment Services Directive (PSD2). While notable improvements and increased convergence have been observed, significant differences persist in key areas such as governance, internal control mechanisms, and local substance. These divergent implementations continue to pose risks of regulatory arbitrage and an uneven playing field across Member States.
The European Banking Authority (EBA) today released its Autumn 2025 risk assessment Report (RAR), confirming that EU/EEA banks remain strong in capital, liquidity, profitability and asset quality. However, the EBA calls for continued vigilance as geopolitical uncertainty, market volatility and increasing operational risks persist. The Report is published alongside the 2025 EU-wide transparency exercise, providing detailed and comparable data for 119 banks across 25 countries of the European Union (EU) and the European Economic Area (EEA), and is supplemented by the Autumn 2025 Risk Assessment Questionnaire (RAQ).