Search
2025_adoi_liberadzki_redacted.pdf
2025_adoi_ettl.pdf
European Banking Authority 2025 declaration of interests form for Helmut Ettl (FMA Austria) outlining conflict of interest policy compliance, economic interests, and EBA involvement under EBA/DC/2020/308 guidelines.
2025_adoi_rimmanen.pdf
EBA 2025 Annual Declaration of Interests form – requires staff and contractual parties to disclose financial interests, conflicts of interest, and compliance with ethics guidelines under Staff Regulations and EBA’s Conflict of Interest Policy to ensure independence and transparency.
2025_adoi_vaillant.pdf
EBA Annual Declaration of Interests (ADoI) form for 2025 – requires staff and contractual parties to disclose financial interests, conflicts of interest, and compliance with ethics guidelines under EU Staff Regulations and EBA’s Conflict of Interest Policy.
2025_adoi_pikaro.pdf
EBA Annual Declaration of Interests (ADoI) form for staff and contractual parties – requires disclosure of financial interests, conflicts of interest, and compliance with EBA ethics guidelines, Staff Regulations, and conflict of interest policies under Regulation (EU) No 1093/2010.
2025_adoi_mihalik_redacted.pdf
EBA's 2025 Annual Declaration of Interests form for staff – requires disclosure of financial assets, crypto holdings, and potential conflicts under Regulation (EU) No 1093/2010 and EBA’s Conflict of Interest Policy.
2025_adoi_-_ed.pdf
EBA Annual Declaration of Interests (ADoI) form – requires staff and contractual parties to disclose financial interests, conflicts of interest, and compliance with ethics guidelines under EU Staff Regulations and EBA’s Conflict of Interest Policy to ensure independence and transparency.
Speech Innovation, competition and security - Payments Tomorrow
EBA speech at Payments Tomorrow Conference 2025 analysing the impact of PSD1 and PSD2 on EU payments innovation, competition, and security, while outlining upcoming regulatory changes like PSD3, PSR, and FIDA to enhance open banking, fraud prevention, and customer protection.
Rising application of AI in EU banking and payments sector
EBA report on AI adoption in EU banking and payments – analyses use cases, market trends, and risks, including credit scoring, fraud detection, customer support, and General-Purpose AI (GPAI), highlighting efficiency gains and regulatory challenges as of 2025.
2_-_lcr_num.xlsx
3_-_sovexp.xlsx
1_-_rwa.xlsx
Credit Risk parameters annex - Q2 2025 [xlsx]
Credit Risk parameters annex - Q2 2025 [pdf]
EBA Q2 2025 report on credit risk parameters for IRB banks in EU and non-EU countries – presents statistical data on default rates, loss rates, probability of default (PD), and loss given default (LGD) by counterparty type and country, sourced from COREP C 9.02.
Risk Dashboard - Q2 2025
EBA Risk Dashboard Q2 2025 – quarterly assessment of EU banking sector risks covering solvency, credit risk, asset quality, profitability, funding, and liquidity through key indicators and trends.
Advice on the review of the EU covered bond framework
European Banking Authority (EBA) provides advice on reviewing the EU covered bond framework, addressing regulatory improvements and alignment with market practices in response to the European Commission’s 2023 call for input.
Letter to Mr Berrigan re the EBA Advice on the review of the EU covered bond framework
European Banking Authority (EBA) submits technical advice to the European Commission on reviewing the EU covered bond framework under the Covered Bond Directive (CBD), proposing harmonisation, investor protection, transparency, and alignment with the Capital Requirements Regulation (CRR).
Joint Committee Report on risks and vulnerabilities in the EU financial system - Autumn 2025
EBA Joint Committee Autumn 2025 report analyses risks and vulnerabilities in the EU financial system, focusing on geopolitical tensions, trade fragmentation, cyber risks, and financial stability amid economic uncertainty and policy divergence.
Training Plan 2025
European Banking Authority (EBA) 2025 training plan outlining workshops and courses for EU supervisors on AML/CFT, MiCAR, DORA, ESG risks, crypto assets, IRRBB, FRTB, supervisory reporting, and cross-sectoral topics like AI and financial education.