EBA consults on draft amendments to Guidelines on the definition of default under CRR (Regulation (EU) No 575/2013), addressing debt restructuring, moratoria, technical past due for factoring, and other updates to enhance regulatory clarity.
EBA consults on draft amendments to Guidelines on the definition of default under CRR (Regulation (EU) No 575/2013), covering debt restructuring, moratoria, technical past due for factoring, and other updates to enhance regulatory clarity and application.
EBA consults on draft guidelines for Credit Conversion Factor (CCF) estimation under CRR (EU No 575/2013), covering data requirements, risk differentiation, quantification methods, downturn estimates, and conservatism margins for banks' risk parameter calculations.
The European Banking Authority (EBA) today launched a public consultation on its draft amended Guidelines on the application of the definition of default under the Capital Requirements Regulation (CRR). As part of its commitment to financial stability, transparency, and consistency, the EBA is proposing to maintain the existing 1% threshold for net present value (NPV) loss in debt restructuring. This approach reflects a careful balance between flexibility for institutions and the need to uphold robust risk management standards. The consultation runs until 15 October 2025.
European Commission requests the EBA to submit annual indicators (2025-2027) on EU financial sector interconnectedness with global markets, focusing on banking exposures, funding in foreign currencies, and third-country market shares to monitor financial stability risks.
EBA Chairperson Jose Manuel Campa’s June 2025 meeting register covering discussions with banks and stakeholders on EU banking package implementation, ESG risks, regulatory simplification, and geopolitical impacts on European financial services.
The European Banking Authority (EBA) today published its final Guidelines on the treatment of Acquisition, Development and Construction (ADC) exposures to residential property under the Capital Requirements Regulation (CRR). The Guidelines specify the conditions under which institutions may apply a risk weight of 100% instead of 150% to ADC exposures that meet defined credit risk-mitigating requirements. These Guidelines form part of the first phase of the EBA’s roadmap on credit risk implementation of the EU Banking Package. The Guidelines follow a public consultation launched in May 2024 and take into account stakeholder feedback as well as data collected through the related 2024 Quantitative Impact Study (QIS).