Search
2025 EU-wide stress test - Templates
2025 EU-wide stress test - Templates [xlsx]
2025 01 15 PMR Francois-Louis Michaud
EBA public meeting register for January 1-15, 2025, listing no disclosed meetings involving Executive Director François-Louis Michaud, covering stakeholder engagements and hospitality records.
Public hearing _RTS on CCP
European Banking Authority public hearing on draft Regulatory Technical Standards amending Delegated Regulation (EU) 2018/1108, focusing on criteria for appointing central contact points under AML/CFT frameworks and next steps.
2025 EU-wide stress test - Methodological Note
European Banking Authority (EBA) outlines the 2025 EU-wide stress test methodology, detailing credit, market, and counterparty credit risks, net interest income projections, macroeconomic scenarios, and regulatory capital requirements for participating banks.
2025 EU-wide stress test - Template Guidance
European Banking Authority guidance for the 2025 EU-wide stress test – detailing template requirements, data formats, and reporting standards for credit risk, market risk, net interest income, operational risks, and capital projections.
FAQs on 2025 EU-wide stress test
EBA’s 2025 EU-wide stress test FAQs explain the exercise’s objectives, methodology under CRR3, roles of EBA, ECB, ESRB, and national authorities, timeline, and key changes like centralised net interest income projections and sectoral credit risk breakdown for 64 participating banks.
2025 EU-wide stress test - Macro financial scenario
EBA and ESRB outline the 2025 EU-wide banking stress test’s macro-financial scenarios, assessing bank resilience under adverse economic conditions like geopolitical tensions, trade fragmentation, and market volatility for 2025–2027.
2025 EU-wide stress test - Market risk scenario
EBA 2025 EU-wide stress test – market risk scenario outlining equity, commodity, fund, interest rate, and FX shocks for EU and global banks, including specific index and currency impacts under adverse conditions.
2025 EU-wide stress test - Real GVA by sector
EBA 2025 EU-wide stress test data on real Gross Value Added (GVA) growth projections for EU countries and sectors under baseline and adverse scenarios, covering 2025–2027 with historical trends and cumulative impacts.
ESRB letter to EBA on adverse scenario for the EBA 2025 EU-wide stress test
European Systemic Risk Board (ESRB) transmits the adverse macro-financial and market risk scenarios for the EBA 2025 EU-wide stress test, approved by its General Board, covering systemic risk assessment and market developments under EBA regulation.
EBA's sample of credit institutions and investment firms for the purpose of diversity benchmarking (end-2024) [xlsx]
EBA's sample of credit institutions and investment firms for the purpose of diversity benchmarking (end-2024)
EBA’s end-2024 sample of credit institutions and investment firms across Europe for benchmarking diversity policies, gender pay gap practices, and inclusion initiatives under its supervisory framework.
Joint Report on the feasibility for further Centralisation of reporting of major ICT incidents
EBA and joint committee assess the feasibility of centralising major ICT incident reporting under DORA (Regulation (EU) 2022/2554), analysing current frameworks, stakeholder input, and potential options for streamlined EU-level reporting.
Preparing Plain csv reporting package for DORA
EBA guidelines on preparing plain CSV reporting packages for DORA (Digital Operational Resilience Act) – outlining file structure, naming conventions, and content requirements for financial institutions' regulatory submissions under release 4.0.
ESAs publish study on feasibility of further centralisation of major ICT-related incident reporting by financial entities
The three European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) published today a report on the feasibility of further centralisation in the reporting of major ICT-related incidents by financial entities according to Article 21 of the Digital Operational Resilience Act (DORA).
The EBA repeals the Guidelines on major incident reporting under the revised Payment Services Directive
The European Banking Authority (EBA) today repealed its Guidelines on major incidents reporting under the Payment Services Directive (PSD2) due to the application of harmonised incident reporting under the Digital Operational Resilience Act (DORA) from 17 January 2025. The repeal of the Guidelines aims at simplifying the reporting of major incidents by payment service providers (PSPs) and providing legal certainty to the market.
EBA publishes its Peer Review on the application of proportionality under the Supervisory Review and Evaluation Process
The European Banking Authority (EBA) today published its Peer Review on the application of proportionality under the Supervisory Review and Evaluation Process (SREP). The Peer Review found that proportionality in the SREP, and in the liquidity assessment under the SREP, is largely implemented by the competent authorities under review, though with some adaptations to the local context and the risk profile of the institutions under their supervisory remit. However, the EBA set out a series of follow-up measures to address the deficiencies identified. In particular, the EBA encourages all competent authorities to ensure that they make use of the proportionality mechanisms embedded in the SREP Guidelines. The EBA will also consider the outcome of this Peer Review in the context of the upcoming review of the SREP Guidelines.