2023.0815_ES_02_2.pdf
Guía de la EBA sobre cómo la inflación y el alza de tipos de interés afectan a préstamos, ahorros, inversiones, pensiones y seguros, con consejos prácticos para gestionar finanzas personales en este contexto.
Guía de la EBA sobre cómo la inflación y el alza de tipos de interés afectan a préstamos, ahorros, inversiones, pensiones y seguros, con consejos prácticos para gestionar finanzas personales en este contexto.
EBA guide on how inflation and rising interest rates impact personal finances – covering loans, savings, investments, retirement plans, and insurance, with practical tips for budgeting and financial management in high-inflation periods.
EBA consumer guide explaining how inflation and rising interest rates affect loans, savings, investments, pensions, and insurance – with practical tips for managing personal finances and budgeting in high-inflation environments.
The European Banking Authority (EBA) today published an Opinion following the notification by the Swedish Financial Supervisory Authority, Finansinspektionen, of its intention to introduce a new measure in accordance with Article 458 of Regulation (EU) No 575/2013. The measure introduces risk weights for targeting asset bubbles in the residential property and commercial immovable property sector in Sweden. Based on the evidence submitted, the EBA does not object to the implementation of the proposed measure.
The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) launched today a public consultation on the first batch of policy products under the Digital Operational Resilience Act (DORA). This includes four draft regulatory technical standards (RTS) and one set of draft implementing technical standards (ITS). These technical standards aim to ensure a consistent and harmonised legal framework in the areas of ICT risk management, major ICT-related incident reporting and ICT third-party risk management. The consultation runs until 11 September 2023.
Consultation paper on draft ITS on register of information
Consultation paper on draft RTS on classification of ICT incidents
Consultation paper on draft RTS on policy on the use of ICT services regarding CI functions
Consultation paper on draft RTSs ICT risk management tools methods processes and policies
Introductory note
EBA report on Q1 2023 stakeholder meetings covering IRB repair, CRR3 planning, ESG risks, digital finance innovation, NPL data templates, stress testing, and regulatory clarifications on IRRBB, MiCA, and DORA.
Report on ML TF risks associated with payment institutions
The European Banking Authority (EBA) today published its Report on money laundering and terrorist financing (ML/TF) risks associated with EU payment institutions. Its findings suggest that ML/TF risks in the sector may not be assessed and managed effectively by institutions and their supervisors.
The European Banking Authority (EBA) published today its third Report on the monitoring of liquidity coverage ratio (LCR) and net stable funding ratio (NSFR) implementation in the EU. This Report assesses the potential impact on LCR and NSFR levels of the upcoming central bank funding repayment (mainly repayments of the targeted longer-term refinancing operations - TLTRO) as well as of a potential scenario of higher liquidity risk, particularly affecting government bonds, derivatives and repo markets, in the context of a higher interest rate environment, inflation and recession risks.
EBA report on LCR and NSFR implementation
European Banking Authority (EBA) 2022 provisional annual accounts – certified financial statements covering assets, liabilities, budget implementation, and risk disclosures under EU Framework Financial Regulation.