Publications

European Banking Authority (EBA) report analysing the white labelling landscape in the EU, assessing opportunities, risks, and challenges for financial institutions, including AML/CFT considerations and third-party dependencies – October 2025.

EBA factsheet summarizing findings on white labelling in EU financial services, covering its growth, key products (payments, BNPL, crypto-assets), benefits (lower fees, inclusion), risks (transparency, fraud), and supervisory actions to enhance consumer protection and disclosure by 2026.

European Supervisory Authorities (EBA, EIOPA, ESMA) outline their joint privacy statement for processing personal data under DORA oversight activities, ensuring compliance with EU data protection rules while supervising critical ICT third-party providers and managing digital operational resilience in the financial sector.

European Commission letter to EBA proposing amendments to draft Regulatory Technical Standards (RTS) under MiCA, focusing on highly liquid financial instruments for crypto-asset reserve assets, including scope adjustments, money market fund inclusion, and concentration limit revisions.

European Commission letter to EBA outlining proposed amendments to Regulatory Technical Standards (RTS) under MiCA for liquidity requirements of asset-referenced tokens (ARTs), including minimum highly liquid financial instrument (HLFI) thresholds to balance correlation and liquidity objectives.

EBA opinion on the European Commission’s proposed amendments to Regulatory Technical Standards (RTS) under MiCA, addressing highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk. The EBA rejects changes that could weaken prudential safeguards, emphasizing alignment with LCR and UCITS frameworks to prevent liquidity risks and regulatory arbitrage.

EBA opinion on European Commission amendments to Regulatory Technical Standards under MiCA, addressing liquidity requirements for asset-referenced token reserves. The EBA opposes investments in non-highly liquid assets, emphasizing consistency with MiCA’s prudential framework and cash-redemption rights.

EBA Chairperson Jose Manuel Campa’s September 2025 public meeting register detailing discussions with banks, regulators, and fintech firms on EU banking regulation, proportionality, Basel 3 implementation, crypto policy, and financial market competitiveness.

EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, addressing liquidity requirements for asset-referenced tokens (ARTs). The document evaluates proposed changes to reserve asset rules, highlighting concerns over liquidity risks, alignment with MiCA’s prudential framework, and consistency with EU financial regulations.

EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, specifying highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk to ensure reserve asset liquidity and compliance with prudential objectives.

EBA Executive Director François-Louis Michaud’s September 2025 meeting register covering discussions with banks and stakeholders on regulatory simplification, EU banking competitiveness, ESG, prudential risks, payments innovation, and financial intermediation trends.

EBA report analyzing money laundering and terrorist financing risks in crypto-asset services, highlighting evasion tactics like unauthorized operations and forum shopping, and outlining MiCA and AML/CFT safeguards for effective supervision and regulatory compliance.

EBA final report assessing national competent authorities’ approaches to anti-money laundering and counter-terrorism financing supervision of banks, covering supervisory strategies, cooperation, challenges, and implementation reviews under EU AML/CFT frameworks – 2025.