Publications

European Banking Authority (EBA) letter to the European Commission outlining its report on deposit coverage levels, addressing the adequacy and potential adjustments of deposit guarantee schemes under EU regulations.

European Banking Authority report assessing deposit coverage levels in the EU, analysing impacts of potential changes, policy implications for financial stability, consumer protection, and costs for banks in response to the European Commission’s call for advice.

European Banking Authority (EBA) Chairperson Jose Manuel Campa’s December 2023 public meeting register – covering stakeholder discussions on CRR3/CRD VI, banking union, capital markets, crypto regulation, and sustainability reporting.

EBA final guidelines establishing a harmonised benchmarking exercise for diversity practices, including management body composition, diversity policies, and gender pay gap under CRD IV and IFD. Covers data collection, reporting requirements, and triennial Union-level analysis starting in 2025.

EBA decision establishing supervisory reporting requirements for diversity benchmarking, including gender pay gap data, under CRD, CRR, MiFID, and IFD. Sets criteria for selecting representative samples of credit institutions and investment firms to ensure consistent, high-quality reporting via EUCLID.

European Banking Authority (EBA) Chairperson Jose Manuel Campa’s November 2023 public meeting register – details engagements on regulatory outlook, ESG risks, CRR3/CRD VI implementation, and climate-related risk management with financial institutions and stakeholders.

EBA final report establishing guidelines for credit servicers and authorities to assess the collective and individual knowledge and experience of management organs under Directive (EU) 2021/2167, ensuring proportionality and compliance.

EBA submits report and opinion to the European Commission on green loans and mortgages, proposing an EU definition, voluntary label based on the Taxonomy, and measures to boost uptake while ensuring borrower protection and transparency in sustainable lending.

European Banking Authority (EBA) annex providing a December 2023 market overview of green loans and mortgages, analyzing their share, standards, and classification across households, SMEs, and non-financial corporations in the EU prudential framework.

EBA Banking Stakeholder Group supports ISSB’s climate-related disclosure standards to enhance global transparency on climate risks, aligning with ESRS and SFDR frameworks to promote interoperability and reduce greenwashing in sustainable finance.

EBA opinion on green loans and mortgages for retail borrowers and SMEs – proposes an EU-wide definition based on the Taxonomy Regulation, assesses market practices, and recommends measures to boost uptake while ensuring consumer protection and market credibility.

EBA report from December 2023 analyzing green loans and mortgages in the EU, assessing market practices, challenges, and proposing a common framework for definition, labeling, and transition finance under the sustainable finance agenda.