Reports

EBA follow-up report assessing progress by EU and EEA competent authorities in applying Joint ESAs Guidelines on prudential assessment of qualifying holdings acquisitions under CRD Articles 22-23, covering acting in concert, significant influence, indirect acquisitions, reputation, financial soundness, and anti-money laundering risks.

European Supervisory Authorities (ESAs) 2023 report assessing BigTech firms' direct financial services in the EU, covering payments, e-money, insurance, and limited banking activities. Highlights regulatory and supervisory challenges, risks of intra-group interconnectedness, and growth trends in digital finance.

EBA report assessing the implementation of IRRBB (Interest Rate Risk in the Banking Book) standards in the EU, presenting a heatmap of scrutiny areas, supervisory tools, and timelines for short- and long-term regulatory actions under the Basel framework.

EBA report assessing funding risks under the Net Stable Funding Ratio (NSFR) framework, analyzing derivatives, securities financing transactions, and hedging securities under EU Regulation 575/2013, with materiality and prudential treatment insights.

EBA report analyzing liquidity measures under Article 509(1) of the CRR, assessing LCR trends, impacts of TLTRO repayments, minimum reserve requirements, and interactions with monetary policy on Euro area banks' liquidity buffers and lending.

European Banking Authority report assessing deposit coverage levels in the EU, analysing impacts of potential changes, policy implications for financial stability, consumer protection, and costs for banks in response to the European Commission’s call for advice.

European Banking Authority (EBA) annex providing a December 2023 market overview of green loans and mortgages, analyzing their share, standards, and classification across households, SMEs, and non-financial corporations in the EU prudential framework.

EBA report from December 2023 analyzing green loans and mortgages in the EU, assessing market practices, challenges, and proposing a common framework for definition, labeling, and transition finance under the sustainable finance agenda.

European Banking Authority December 2023 report analysing key risks and vulnerabilities in the EU banking sector, including credit, market, operational, and liquidity risks, with supervisory insights and trends.

Joint report by the European Supervisory Authorities (EBA, EIOPA, ESMA) updating the functioning of innovation facilitators – innovation hubs and regulatory sandboxes in the EEA, analysing trends, objectives, risks, and recommendations for NCAs, ESAs, and the European Commission.

European Banking Authority 2023 report assessing IFRS 9 implementation progress, challenges, and supervisory findings across EU financial institutions, focusing on credit risk measurement and provisioning practices.

European Supervisory Examination Programme for 2024

Report on the role of environmental and social risks in the prudential framework