Reports

EBA peer review report (January 2025) assessing how EU competent authorities apply proportionality in the Supervisory Review and Evaluation Process (SREP), including findings on liquidity risk assessment, best practices, and recommendations for consistent implementation under SREP Guidelines.

EBA and ESMA joint report under MiCAR Article 142 analysing EU crypto-asset market trends, focusing on DeFi adoption, ICT and ML/TF risks, lending, borrowing, staking business models, and Maximal Extractable Value (MEV) implications without policy recommendations.

European Banking Authority final report establishing guidelines for resolution authorities on selecting and assessing independent valuers, covering legal background, appointment processes, conflict-of-interest safeguards, and practical templates for resolution purposes.

EBA 2023 dashboard on high earners in EU banks and investment firms under CRD and IFD – reports trends in remuneration, gender imbalance, and identified staff ratios for individuals earning €1M+, with country-level data comparisons.

EBA and ESAs report on the 2024 DORA Dry Run exercise, summarizing key findings on financial entities' registers of ICT third-party service provider contracts, data quality checks, and recommendations for compliance with Digital Operational Resilience Act requirements.

European Banking Authority (EBA) 2023 report assessing the functioning of AML/CFT colleges, covering progress on key action points, supervisory convergence, risk-based approaches, and recommendations to enhance cooperation and effectiveness in combating money laundering and terrorist financing.

EBA’s 2024 report assesses how national authorities supervise banks’ anti-money laundering and counter-terrorism financing measures, covering risk assessments, supervisory tools, enforcement, and cooperation under EU AML/CFT frameworks.

EBA report analysing liquidity measures under Article 509(1) of the CRR, including LCR trends, components, business model impacts, currency mismatches, lending effects, and unwind mechanisms for EU banks in 2024.

European Banking Authority (EBA) December 2024 report analysing tokenised deposits – examines market cases, benefits like programmability and AML compliance, challenges including regulatory definitions and operational risks, and applicable frameworks under MiCAR.

EBA follow-up report assessing how EU competent authorities implemented recommendations from the 2022 peer review on supervising non-performing exposure (NPE) management by credit institutions, focusing on guideline application, SREP integration, and supervisory tool enhancements.

EBA, EIOPA, and ESMA joint report assessing Principal Adverse Impact (PAI) disclosures under SFDR for 2022, analyzing compliance, good and bad practices, and providing recommendations to the European Commission and national authorities to improve sustainability disclosures in financial services.

European Banking Authority report presenting results of the Basel III monitoring exercise as of December 2023, analysing the impact of final Basel III reforms on EU banks' capital ratios, credit risk, operational risk, output floor, and leverage requirements under EU-specific and baseline scenarios.

EBA report under Article 506 of CRR3 analysing credit insurance as credit risk mitigation, covering eligibility of insurers, risk weight floors, LGD calibration under F-IRB, and regulatory treatment of unfunded credit protection in the Basel III framework.

EBA report assessing creditworthiness assessment practices of non-bank lenders (NBLs) across the EU, identifying gaps in information gathering and verification, regulatory fragmentation, and supervisory challenges under the Consumer Credit Directive (CCD) and Mortgage Credit Directive (MCD).