Reports

European Banking Authority (EBA) report analysing the white labelling landscape in the EU, assessing opportunities, risks, and challenges for financial institutions, including AML/CFT considerations and third-party dependencies – October 2025.

EBA report analyzing money laundering and terrorist financing risks in crypto-asset services, highlighting evasion tactics like unauthorized operations and forum shopping, and outlining MiCA and AML/CFT safeguards for effective supervision and regulatory compliance.

European Banking Authority (EBA) report assessing the efficiency of the EU regulatory and supervisory framework, proposing improvements in Level 2/3 regulatory products, reporting burden, prudential framework, and internal working arrangements by 2025–2026.

European Banking Authority (EBA) 2026 work programme outlines priorities and activities for 2025–2027, focusing on rulebook development, risk assessment, innovation, supervisory convergence, financial stability, and data governance to strengthen the EU banking sector.

European Banking Authority (EBA) provides advice on reviewing the EU covered bond framework, addressing regulatory improvements and alignment with market practices in response to the European Commission’s 2023 call for input.

EBA Joint Committee Autumn 2025 report analyses risks and vulnerabilities in the EU financial system, focusing on geopolitical tensions, trade fragmentation, cyber risks, and financial stability amid economic uncertainty and policy divergence.

European Supervisory Authorities (ESAs) 2025 report assessing principal adverse impact (PAI) disclosures under the Sustainable Finance Disclosure Regulation (SFDR), analyzing compliance, best practices, and recommendations for financial market participants and national authorities.

EBA’s 2025 Opinion and Report assess money laundering and terrorist financing risks in the EU financial sector, covering FinTech vulnerabilities, crypto asset risks, AI-driven fraud, RegTech challenges, and sanctions compliance under evolving AML/CFT frameworks.

EBA report under Article 21C of CRD6 assessing exemptions for third-country banks providing services to EU financial entities without establishing branches, analysing supervisory data, market trends, and regulatory implications as of 2023/Q4.

European Banking Authority handbook providing resolution authorities with guidelines on designing, executing, and evaluating simulation exercises for bank resolution planning, including types, preparation, delivery, and feedback processes under EU resolution frameworks.

European Banking Authority annex providing a practical showcase example for resolution authorities on conducting simulation exercises (SimEx) to test new resolution decision-making procedures, including stakeholder roles, scenario design, and gap identification in a fictional bank failure case.

EBA and ECB advise banks to adopt the updated NACE Rev. 2.1 economic activity classification from 1 January 2026, ensuring harmonised implementation across EU statistical, supervisory, and resolution reporting frameworks to reduce costs and improve data comparability.

EBA’s Spring 2025 Risk Assessment Report analyses key risks in EU banking, covering macroeconomic conditions, asset quality, funding, liquidity, capital, profitability, operational resilience, and emerging threats like digitalisation and financial crime.