Reports

Joint ESAs report assessing whether statutory auditors and audit firms should be included in DORA’s scope, analyzing regulatory implications, market impact, and supervisory challenges, concluding no extension is warranted at this stage.

EBA December 2025 update on equivalence monitoring of non-EU jurisdictions – assessing regulatory and supervisory frameworks for financial stability, market integrity, and investor protection, summarizing EC equivalence decisions for 26 jurisdictions under EU banking regulations.

EBA and ECB 2025 report analysing payment fraud trends, including fraud levels, types, impact of Strong Customer Authentication (SCA), losses, and geographical patterns across EU payment instruments.

European Banking Authority follow-up peer review report assessing implementation of PSD2 authorisation guidelines by competent authorities, covering AML/CFT controls, governance, local substance, and resource adequacy as of 2025.

European Banking Authority (EBA) Autumn 2025 Risk Assessment Report – analyses key risks and vulnerabilities in the EU/EEA banking sector, covering macroeconomic trends, asset quality, liquidity, capital, profitability, operational resilience, geopolitical threats, and retail risks with mitigation measures.

EBA peer review assessing how national competent authorities integrate and supervise gender diversity policies in credit institutions, covering benchmarking, data collection, remuneration, internal governance, and follow-up measures under EBA guidelines.

EBA follow-up peer review report assessing EU competent authorities' compliance with regulatory technical standards excluding third-country non-financial counterparty transactions from credit valuation adjustment (CVA) risk under CRR, covering supervisory engagement, risk monitoring, and adherence to Exclusion RTS.

EBA report analysing the market share of subsidiaries of third-country banking groups in the EU, covering asset composition, liabilities, derivatives, prudential indicators, and P&L items with geographical breakdowns as of December 2024.

EBA report analysing EU/EEA banks' funding structures and dependence on foreign currency funding, including Net Stable Funding Ratio (NSFR), funding by currency and maturity, and exposure risks as of December 2024.

EBA final report benchmarking national loan enforcement frameworks across EU member states, analysing recovery rates, time and judicial costs for corporates and SMEs in 2023Q3 to assess insolvency outcomes and key determinants.

European Banking Authority report assessing the performance and progress of AML/CFT colleges in 2024-2025, covering monitoring, cooperation, risk-based approaches, and supervisory convergence in anti-money laundering and counter-terrorism financing.

EBA and ESMA provide technical advice on the EU investment firms prudential framework, assessing categorisation, K-factors, liquidity requirements, remuneration rules, and interactions with MiCA and other regulations under IFR/IFD.

EBA 2024 report on supervisory convergence assessing prudential supervision, resolution planning, MREL compliance, digital finance under MiCA, AML/CFT frameworks, and cross-cutting activities including peer reviews and Q&As to strengthen EU banking supervision.