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    The EBA is an independent EU Authority.  We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

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    To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

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    Risk and data analysis

    To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment firms. We also facilitate information sharing among authorities and institutions through supervisory reporting and data disclosure.

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    Publications and media

    Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

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Opinions

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    • Publications
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31 August 2020

EBA-Op-2020-12 Opinion on RTS on Downturn.pdf

Opinion on the European Commission’s amendments relating to the final draft RTS on the specification of the nature, severity and duration of an economic downturn
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2 July 2020

EBA BS 2020 418 - Board of Supervisors Opinion on the EBA 2019 Annual Accounts.pdf

BS Opinion EBA BS 2020 418
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4 June 2020

EBA Opinion on obstacles under Art. 32(3) RTS on SCA&CSC.pdf

Opinion on obstacles under Article 32(3) of the RTS on SCA and CSC
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27 May 2020

EBA-Op-2020-09 - EBA Opinion on measures in accordance with Art 458 (FR).pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2020-09)
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17 April 2020

Opinion on RTS on slotting approach for specialised lending exposures.pdf

Opinion on RTS on slotting approach for specialised lending exposures
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3 March 2020

EBA-2020-Op-04 - EBA Opinion on measures taken by Belgium in accordance with Art 458.pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2020-04)
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11 February 2020

EBA Opinion on DGS funding and uses of DGS funds.pdf

EBA Opinion on the implementation of the DGSD - DGS funding and uses of DGS funds (EBA-Op-2020-02)
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10 February 2020

EBA-Op-2020-03 EBA Opinion on measures taken by DNB in accordance with Art 458.pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2020-03)
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23 January 2020

EBA Op 2020 01 Opinion on CRR Third Country Equivalence_Serbia and South Korea.pdf

EBA Opinion on CRR Third Country Equivalence - Serbia / South Korea
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4 December 2019

EBA-2019-Op-15 - Policy Advice on the Basel III reforms on credit valuation adjustment (CVA) and market risk.pdf

Policy advice on the Basel III reforms: credit valuation adjustment and market risk
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30 October 2019

EBA Opinion on DGS Payouts.pdf

EBA Opinion on the implementation of the DGSD - DGS payouts (EBA-Op-2019-14)
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23 October 2019

Opinion on the regulatory treatment of NPE securitisations.pdf

Opinion on the regulatory treatment of NPE securitisations
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23 October 2019

Opinion on disclosure through digital means. FINAL.pdf

Opinion on disclosure to consumers of banking services through digital means
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16 October 2019

Opinion on the deadline for the migration to SCA.pdf

Opinion on the deadline for the migration to SCA for e-commerce card-based payment transactions
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8 October 2019

BSG response to CP on loan origination and monitoring_V 4_30 SEP2019.pdf

BSG response to CP on loan origination and monitoring
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EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.


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