Final Report on Guidelines on high risk
EBA final report establishing guidelines on identifying high-risk exposures under Article 128(3) of the Capital Requirements Regulation (CRR), specifying types such as venture capital, private equity, and other high-risk assets for a 150% risk weight application.
Guidelines on the remuneration benchmarking exercise EBA-GL-2012-04
EBA guidelines establishing requirements for the remuneration benchmarking exercise under CRD III, outlining data collection on fixed and variable remuneration practices for credit institutions and investment firms to enable EU-level benchmarking by December 2012.
Final report on amending Guidelines on ICT risk and security management
EBA final report amending ICT and security risk management guidelines to align with DORA, clarifying scope for payment service providers not covered by DORA while harmonizing ICT risk frameworks under PSD2 and CRD.
Final Guidelines on the management of ESG risks
European Banking Authority final guidelines on managing environmental, social, and governance (ESG) risks – setting minimum standards for identification, measurement, and integration into risk frameworks, including transition planning and long-term resilience under Directive 2013/36/EU, applicable from 2026.
Final report on Guidelines on reporting on ARTs and EMTs
EBA final guidelines on standardized reporting templates for asset-referenced tokens (ARTs) and e-money tokens (EMTs) under MiCAR, ensuring supervisory convergence by addressing data gaps in own funds, liquidity, and significance assessments for issuers and crypto-asset service providers (CASPs).
ESAs Guidelines on templates for explanations and opinions, and the standardised test for the classification of crypto-assets
EBA, EIOPA, and ESMA final guidelines under MiCAR establish templates for crypto-asset white paper explanations and legal opinions, plus a standardised test for classifying crypto-assets, defining compliance requirements for issuers and service providers in the EU.
Joint Guidelines on ESAs system for exchange of information on fit and proper assessment
EBA, EIOPA, and ESMA establish joint guidelines for a cross-sectoral information system to facilitate fit and proper assessments of qualifying holders, directors, and key function holders in financial institutions, ensuring efficient data exchange among competent authorities under EU regulations.
Guidelines on internal policies, procedures and controls to ensure the implementation of Union and national restrictive measures
EBA final guidelines (2024) establish EU-wide standards for financial institutions, payment service providers, and crypto-asset service providers to implement internal policies, procedures, and controls ensuring compliance with Union and national restrictive measures under Regulation (EU) 2023/1113.
Final report on Guidelines on redemption plans under MiCAR
EBA final guidelines under MiCAR outline requirements for redemption plans by issuers of asset-referenced tokens (ARTs) and e-money tokens (EMTs), specifying plan content, review periodicity, triggers, and proportionality principles to ensure orderly token redemption.
Guidelines amending Joint Committee Guidelines on complaints-handling
EBA updates Joint Committee guidelines on complaints handling for banking and securities sectors, incorporating changes under the Credit Servicers Directive and Mortgage Credit Directive to enhance consumer protection and supervisory consistency.
Joint Guidelines on the estimation of aggregated costs/losses caused by major ICT-related incidents
EBA, EIOPA, and ESMA joint guidelines under DORA for financial entities on estimating and reporting aggregated annual costs and losses from major ICT-related incidents, ensuring harmonization, proportionality, and reduced reporting burden.
Joint Guidelines on oversight cooperation
EBA, EIOPA, and ESMA finalize joint guidelines under DORA to establish cooperation and information exchange procedures between European Supervisory Authorities and competent authorities for consistent oversight of critical ICT third-party service providers, effective January 2025.
Final report on amending Guidelines on arrears and foreclosure
EBA final report amending Guidelines on arrears and foreclosure (EBA/GL/2015/12) to align with Mortgage Credit Directive (MCD) updates under the Credit Servicers Directive (CSD), ensuring consistency with EU law on borrower-creditor resolution processes.
Joint EBA and ESMA Guidelines on suitability of management body and qualifying holdings under MiCAR
EBA and ESMA finalize joint guidelines under MiCAR for assessing the suitability of management bodies and qualifying shareholders of asset-referenced token issuers and crypto-asset service providers, covering reputation, expertise, financial soundness, and compliance with prudential and AML requirements.
Final Report on Guidelines on liquidity stress testing under MiCAR
EBA final report establishing guidelines under MiCAR for common reference parameters in liquidity stress testing scenarios, covering redemption risk, market volatility, and de-pegging risks for issuers of significant asset-referenced and e-money tokens.