The EBA consults to simplify and streamline its technical standards on resolution plans and on the functioning of resolution colleges

The European Banking Authority (EBA) launched today a public consultation to amend the Regulatory Technical Standards (RTS) on resolution plans and the RTS on resolution colleges. These revisions target both the structure and content of resolution plans as well as the operational functioning of resolution colleges for cross-border groups. The aim is to simplify and streamline resolution plans and the functioning of resolution colleges and strengthen cooperation among college authorities. The consultation runs until 5 November 2025.

Drawing on over a decade of experience in resolution planning and taking into account lessons learned from crisis cases and simulation exercises, the EBA is proposing targeted changes to the RTS on resolution plans and resolution colleges, adopted in 2016 and combined under Delegated Regulation (EU) 2016/1075.

On the RTS on resolution plans and resolvability assessments, the proposed amendments simplify and streamline plans by eliminating unnecessary details and duplications, improve operational readiness for a more effective resolution execution, and introduce greater optionality to accommodate different resolution scenarios. Key changes include more consistency in the essential information to be included in the plan summary, a more focused plan content tailored to each institution or group, and a clearer distinction between strategy selection and resolvability assessment. The proposed changes also reorganise the resolvability assessment along seven core dimensions to ensure consistency and effectiveness of the resolvability assessment across the EU.

Experience has shown that the resolution colleges are spending too much time focusing on the procedural aspects of reaching joint decisions, potentially hindering efficient and timely decision-making. The amendments to the RTS on resolution colleges aim to simplify processes, improve cooperation and information exchange among authorities and improve effective coordination in the implementation of the resolution scheme, thus increasing the efficiency and effectiveness of the functioning of resolution colleges in the planning as well as in the execution phases.

Consultation process

Responses to the consultation can be submitted to the EBA by clicking on the "Submit response" button on the consultation page.

All contributions received will be published after the consultation closes, unless requested otherwise. The deadline for the submission of comments is  5 November 2025.

A public hearing on this consultation will take place via conference call on 16 September 2025 from 14:00 to 16:00 CEST. The deadline for registration is 10 September 2025 at 16:00 CEST.

Legal basis

The Bank Recovery and Resolution Directive (BRRD) - Directive 2014/59/EU - mandates the EBA to specify the content of resolution plans (Articles 10 and 12), the assessment of resolvability (Article 15), and the operational functioning of resolution colleges (Article 88). The original RTS were submitted to the Commission in 2014 and adopted in 2016.