to open a business account
a private house mortgage
a private car loan
can't get a mortgage to buy a house nor a loan to buy a private car
I own a house where we live as a family.
I'm in the 15th year of paying my mortgage (out of a total of 20 years).
There is another bank, which has a secondary mortgage on this personal house since years. I had to provide them this in 2009 in order to get a business loan that i returned to them in full by 2014. They refused to give me a new mortgage for a second private property on basis that i work as a polished diamond trader/wholesaler (even though i met all their requirements, enough income and I agree to pay 30 % of the purchase price + they still have the secondary mortgage on my personal house as an additional guarantee !
I then went to another bank from which I own a credit card since 1990, I never had any delay payments , and the board refused to give me a private mortgage based on the same fact that I 'm a trader in the diamond industry.
I also went to a different bank to apply for a private car loan, which they refused to give for the same reason...
The bank advisor said the board of the bank refused to give me a private mortgage , based on the fact that i work in the diamond industry.
A bank advisor from another bank told me straight away that he cannot submit my request to the board because of my business sector.
Since 4-5 years it is impossible for me to get any private loan or mortgage because i trade in diamonds.
I never had any problems, no delay payments, no charges , no bad track record whatsoever , not criminal and not financial.
polished diamond trader / broker