Factsheets

EBA data protection notice for the innovative applications form – outlines personal data processing under EUDPR for submissions on FinTech innovations or regulatory impediments, including stakeholder rights, retention periods, and contact details for data protection enquiries.

EBA 2025 Policy Research Workshop presentation analysing how biodiversity risk—including physical and transition risks—impacts bank lending decisions, using empirical data and case studies from European financial institutions.

EBA Research Workshop 2025 discussion on swap line arbitrage, analysing USD liquidity transmission to offshore markets using CLS swap settlements data, covering US bank balance sheets, non-US USD demand, pricing, and non-bank arbitrage in FX markets (2012–2022).

EBA Policy Research Workshop discussion by Bryan Hardy (BIS) analysing whether cross-border bank lending drives domestic economic growth, assessing causal evidence and micro-data methods like IV approaches and shift-share instruments.

EBA Research Workshop discussion by Despo Malikkidou analysing shadow banking's impact on traditional bank stability, market power, and business models, exploring risks and mechanisms in the post-global financial crisis landscape.

EBA 2025 Policy Research Workshop discussion on the impact of open banking and data sharing on loan collateralization for UK SMEs, analyzing the UK’s Commercial Credit Data Sharing scheme and its effects using theoretical models and empirical validation.

EBA 2025 Policy Research Workshop discussion on Open Banking (PSD2) effects on FinTech firms, analysing Spanish data to assess performance, revenue growth, and funding shifts from bank debt to equity using a difference-in-differences framework.

EBA Research Workshop 2025 discussion paper analysing the welfare effects of open banking, open finance, and data-sharing central bank digital currencies (CBDCs) on financial stability and interoperability.