Factsheets

EBA and European Supervisory Authorities factsheet on big data in financial services – explaining benefits, risks, and consumer rights under EU data protection rules, including GDPR compliance, data security, and fair use by banks, insurers, and investment firms.

EBA and European Supervisory Authorities factsheet on Big Data in financial services – explains benefits, risks, and consumer rights, including data protection rules, tailored financial products, fraud detection, and how to safeguard personal data under EU regulations.

EBA factsheet on big data in financial services – explains benefits, risks, and consumer rights under EU data protection rules, including personalized products, fraud prevention, and regulatory safeguards for banks, insurers, and investment firms.

EBA factsheet explaining how financial institutions use Big Data, its benefits (fraud protection, personalized services) and risks (data misuse, exclusion), along with customer rights under EU data protection rules and practical guidance for informed decisions.

EBA factsheet on big data in financial services – explains benefits, risks, and consumer rights under EU data protection rules, including how banks, insurers, and investment firms use personal data for tailored products and fraud prevention.

EBA and EU supervisory authorities fact sheet explaining how financial institutions use big data, its benefits and risks for consumers, and EU data protection rules ensuring transparency, consent, and security in financial services.

EBA and EU supervisory authorities' factsheet on Big Data in financial services – explaining benefits, risks, consumer rights, and data protection rules under EU regulations for banks, insurers, and investment firms.

EBA factsheet on Big Data use by banks, insurers, and investment firms – explains benefits, risks, and consumer rights under EU data protection rules, including tailored financial products, fraud prevention, and regulatory safeguards.

Joint Committee report (May 2015) analysing EU securitisation due diligence and disclosure requirements under key regulations, including CRR, AIFMD, and CRA, with guidance on stress testing, definitions, and supervisory scope.

EBA Joint Committee August 2015 report analysing key risks and vulnerabilities in the EU financial system, including low profitability of banks and insurers, market liquidity risks, search-for-yield behavior, and economic uncertainties linked to Greece and global market volatility.

EBA report responding to the European Commission’s call for advice on prudential requirements for investment firms under MiFID and CRD IV, analysing risks, categorisation gaps, and recommending a new three-fold framework to enhance risk sensitivity and regulatory clarity.

EBA factsheet on Big Data in financial services – explains benefits, risks, and consumer rights, including data protection, tailored products, fraud detection, and regulatory safeguards under EU rules for banks, insurers, and investment firms.

European Supervisory Authorities (EBA, EIOPA, ESMA) final report on automated financial advice tools – assessing risks, regulatory challenges, and supervisory approaches under MiFID, IDD, and FinTech frameworks.

Joint letter from EBA, EIOPA, and ESMA to the European Commission expressing concerns over delayed adoption of Regulatory Technical Standards on risk mitigation for non-centrally cleared OTC derivatives, urging alignment with BCBS-IOSCO timeline and international commitments to avoid market uncertainty and systemic risks.

European Supervisory Authorities final report on EMIR regulatory technical standards for novation of bilateral OTC derivative contracts not subject to margin requirements, amending Delegated Regulation (EU) 2016/2251 to clarify risk-mitigation rules.