Factsheets
2023 EU-wide Transparency exercise and RAR presentation
EBA 2023 EU-wide Transparency Exercise and Risk Assessment Report – assesses banking sector resilience, capitalisation, profitability, asset quality, and liquidity amid rising interest rates, macroeconomic uncertainty, and geopolitical risks.
Risk Assessment Report December 2023
European Banking Authority December 2023 report analysing key risks and vulnerabilities in the EU banking sector, including credit, market, operational, and liquidity risks, with supervisory insights and trends.
Peer review on the supervision of creditors’ treatment of mortgage borrowers in arrears under MCD
EBA peer review report assessing how national authorities supervise creditors' treatment of mortgage borrowers in arrears under the Mortgage Credit Directive (MCD), evaluating compliance with Article 28 MCD and EBA Guidelines on arrears and foreclosure, supervisory approaches, and recommendations for improvement.
Joint ESAs Report on innovation facilitators
Joint report by the European Supervisory Authorities (EBA, EIOPA, ESMA) updating the functioning of innovation facilitators – innovation hubs and regulatory sandboxes in the EEA, analysing trends, objectives, risks, and recommendations for NCAs, ESAs, and the European Commission.
Introductory note
European Supervisory Authorities launch public consultation on DORA’s second batch of policy products, covering ICT-related incident reporting standards, timelines, templates, and guidelines on aggregated costs and losses from major ICT incidents, due by 17 July 2024.
Consultation paper on Joint draft RTS specifying elements related to threat led penetration tests
European Supervisory Authorities (ESAs) consult on draft Regulatory Technical Standards outlining requirements for threat-led penetration tests under DORA, covering methodology, scope, and reporting to strengthen financial sector cyber resilience by March 2024.
Consultation paper on Joint draft guidelines on the oversight cooperation and information exchange between the ESAs and the competent authorities
European Supervisory Authorities (ESAs) consult on draft joint guidelines for oversight cooperation and information exchange with competent authorities under Regulation (EU) 2022/2554, aiming to strengthen supervisory coordination and transparency by March 2024.
Consultation paper on Joint draft technical standards on major incident reporting
EBA consultation on draft technical standards under DORA for reporting major incidents and significant cyber threats, defining content, formats, timelines, and procedures for financial entities.