Factsheets

EBA Risk Dashboard Q4 2023 – quarterly analysis of EU banking sector risks covering solvency, credit risk, profitability, funding, and liquidity with key indicators and trends.

EBA Q4 2023 report on credit risk parameters for IRB banks in EU and non-EU countries, detailing default rates, loss rates, probability of default (PD), and loss given default (LGD) statistics by counterparty type and country.

German Banking Industry Committee response to EBA’s Pillar 3 Data Hub discussion paper, outlining challenges, proposed timeline adjustments to 2026, and recommendations on submission processes, sign-off procedures, and data consistency for large and small institutions under CRR3.

Italian Banking Association (ABI) responds to EBA’s Pillar 3 Data Hub discussion paper, raising concerns on project timing, undefined technical aspects, implementation costs, and auditor certification requirements under CRR3.

French Banking Federation (FBF) responds to EBA’s Pillar 3 Data Hub discussion paper, addressing implementation challenges, timelines, and regulatory interpretation of CRR3. Covers data submission processes, IT solutions, financial communication independence, and responsibility for disclosures.

European Banking Federation response to EBA’s Pillar 3 Data Hub discussion paper, outlining concerns on timelines, submission channels, and implementation challenges under CRR3, advocating for a postponed and fully aligned rollout by end-2026 to ensure data consistency and cost efficiency.

EACB provides feedback on EBA’s Pillar 3 Data Hub (P3DH) Discussion Paper, addressing challenges in validation processes, data submission workflows, XBRL format adoption, and operational burdens for co-operative banks under CRR 3, while supporting improved prudential data transparency and efficiency.

ESBG’s response to EBA’s consultation on Pillar 3 data hub processes, outlining concerns over timelines, submission duplication, and sign-off procedures for large and small banks under CRR3, advocating for simplified processes and national supervisory channels.

Provenant Inc. responds to EBA’s public consultation on authentic digital identity, advocating vLEI adoption to combat fraud and enhance transparency in financial services, leveraging its expertise in decentralized identity, GLEIF certification, and regulatory technologies.

UniCredit’s response to EBA’s Discussion Paper on Pillar 3 Data Hub, addressing benefits, challenges, and process improvements for large institutions—including data comparability, sign-off procedures, submission deadlines, and machine-readable formats under CRR requirements.

European Banking Authority (EBA) explores the use of verifiable Legal Entity Identifiers (vLEI) by NordLEI to centralise and automate prudential disclosures for EEA institutions, leveraging decentralised identity verification, GLEIF governance, and distributed ledger technologies for secure authentication.