Factsheets

European Banking Authority (EBA) 2023 report assessing the functioning of AML/CFT colleges, covering progress on key action points, supervisory convergence, risk-based approaches, and recommendations to enhance cooperation and effectiveness in combating money laundering and terrorist financing.

EBA’s 2024 report assesses how national authorities supervise banks’ anti-money laundering and counter-terrorism financing measures, covering risk assessments, supervisory tools, enforcement, and cooperation under EU AML/CFT frameworks.

EBA factsheet on countering terrorist financing – explains terrorist financing risks, differences between targeted financial sanctions and detection, and outlines EBA guidelines for financial institutions and supervisors to mitigate risks, enhance cooperation, and prevent unwarranted derisking under EU Directive 2017/541 and FATF standards.

EBA report analysing liquidity measures under Article 509(1) of the CRR, including LCR trends, components, business model impacts, currency mismatches, lending effects, and unwind mechanisms for EU banks in 2024.

European Banking Authority (EBA) December 2024 report analysing tokenised deposits – examines market cases, benefits like programmability and AML compliance, challenges including regulatory definitions and operational risks, and applicable frameworks under MiCAR.

European Banking Authority (EBA) data protection notice outlining the processing of personal data for organizing formal meetings, public registers, and transparency obligations under EUDPR and TFEU, including participant details, access rights, and retention periods.

EBA responds to European Commission on the interplay between MiCA and PSD2 regulations, assessing potential no-action letter options and aiming to publish findings by April 2025 in coordination with ESMA.

EBA Executive Director François-Louis Michaud’s public meetings in November 2024 covering liquidity regulation, banking sector priorities for the new legislative cycle, and debates on EU financial regulation’s impact on competitiveness and supervision.

EBA Executive Director François-Louis Michaud’s November 2024 meeting register – covers discussions on regulatory cooperation, geopolitical impacts on financial services, and ESG/climate risk integration in banking, including Pillar 3 disclosures.

EBA, EIOPA, and ESMA final guidelines under MiCAR establish templates for crypto-asset white paper explanations and legal opinions, plus a standardised test for classifying crypto-assets, defining compliance requirements for issuers and service providers in the EU.

European Commission requests EBA and ESMA to assess issuing a 'no action letter' to clarify the interplay between MiCA and PSD2 for crypto-asset service providers handling e-money tokens, aiming to reduce regulatory burden and prevent arbitrage until PSD3/PSR implementation.

European Banking Authority consults on draft Regulatory Technical Standards amending Delegated Regulation (EU) 529/2014 to refine criteria for assessing materiality of changes to Internal Ratings Based (IRB) models under CRR, with stakeholder feedback due by March 2025.

Study by Deutsche Bundesbank researchers analysing how hedge funds' bargaining power influences bank risk management in secured lending, particularly repo haircuts, and the systemic risks arising from competitive pressures and insufficient collateral requirements under EU regulatory frameworks.

Deutsche Bundesbank research presentation analysing risks of bank lending to hedge funds, assessing systemic importance, competition effects on risk management, and lessons from the 1998 LTCM crisis – presented at the EBA Research Workshop 2024.

EBA keynote speech at the 2024 IIF Colloquium on ESG challenges and opportunities for European banks – covering policy work on ESG risk management, climate stress-testing under the Fit-for-55 framework, and disclosure requirements for climate-sensitive exposures.