Response to public hearing on the Consultation paper on the amendment of the RTS on SCA&CSC under PSD2
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Instead, I think the authentication process should be made easier, to allow a better use adoption; rather than keeping the process heavy at the price of less frequent renewals to obtain users adoption.
Q1. Do you have any comments on the proposal to introduce a new mandatory exemption for the case when the information is accessed through an AISP and the proposed amendments to Article 10 exemption?
YesQ2. Do you have any comments on the proposal to extend the timeline for the renewal of SCA to 180-days?
Security should remain the priority.Q3. Do you have any comments on the proposed 6-month implementation timeline, and the requirement for ASPSPs to make available the relevant changes to the technical specifications of their interfaces not less than one month before such changes are required to be implemented?
I think that increasing strong authentication renewal period will weaken security.Instead, I think the authentication process should be made easier, to allow a better use adoption; rather than keeping the process heavy at the price of less frequent renewals to obtain users adoption.