Press releases

The European Banking Authority (EBA) today published an updated list of validation rules defined in its reporting frameworks, as part of its regular quarterly review process. The revised package identifies rules that have (i) been deactivated due to inaccuracies or IT-related issues, (ii) been reactivated, or (iii) undergone a change in severity status.

​The European Banking Authority (EBA) today published its final revised Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing, marking another key milestone in its efforts to enhance the efficiency, coherence and effectiveness of EU banking supervision. The revised Guidelines are a core deliverable of the EBA’s efficiency and simplification agenda. They build on the EBA Report on the efficiency of the regulatory and supervisory framework (October 2025) and follow the Report on simplifying the stacking orders of the EU prudential and resolution framework. The revised SREP Guidelines pave the way for a more risk-focused, efficient, proportionate and forward-looking framework for supervisors across the EU.

The European Banking Authority (EBA) today published its latest semi-annual dashboard on the minimum requirement for own funds and eligible liabilities (MREL), providing an update on the state of resolution planning and on the resources that banks are using to meet their requirements. As of December 2025, bail-in remains the preferred resolution strategy in terms of risk-weighed assets (RWAs), while rollover needs reach EUR 231 billion for instruments set to become ineligible over the next 12 months.

The European Banking Authority (EBA) has published today its final draft Implementing Technical Standards (ITS) amending the Pillar 3 disclosure framework on environmental, social and governance (ESG) risks, and introducing disclosure requirements on equity and shadow banking exposures. The package finalises the implementation of the disclosure requirements introduced by the Capital Requirements Regulation (CRR 3). Developed in line with the EU’s simplification agenda and the Omnibus package, the ITS streamline existing requirements, and enhance usability and consistency. The ITS are aligned with the European Sustainability Reporting Standards (ESRS) and with the EBA draft ITS on ESG reporting requirements, which are currently under consultation. They should, therefore, be read in conjunction with this Consultation paper to ensure a comprehensive understanding of the overall ESG framework and to support informed feedback.

The European Banking Authority (EBA) published its Spring 2026 Risk Assessment Report (RAR), Q1 2026 Risk Dashboard (RDB) and Spring 2026 Risk Assessment Questionnaire (RAQ) results today.

​The European Banking Authority (EBA) today published its 2025 Reports on the annual market and credit risk benchmarking exercises, highlighting continued progress in the consistency and reliability of banks’ internal models across the EU, while identifying areas for supervisory attention as key regulatory reforms approach full implementation.

The European Banking Authority (EBA) today published its 2025 Annual Report, outlining its main achievements and activities in delivering on its mandates under its Work Programme. In 2025, the EBA focused on streamlining and improving the efficiency of the EU regulatory framework while expanding its supervisory role, particularly under the Digital Operational Resilience Act (DORA) and Markets in Crypto-Assets Regulation (MiCA).

The European Banking Authority (EBA) continues to execute on its simplification and efficiency programme. After proposals in April to reduce the reporting burden for banks and for a simpler stress-test in 2027, it publishes today a comprehensive review of the EU bank microprudential, macroprudential and resolution capital framework, including proposals to simplify it. The proposals aim to reduce complexity while preserving banks’ resilience and resolvability as well as authorities’ tools, and to ensure the framework remains focused on emerging and materially evolving risks.

The European Banking Authority (EBA) published today the draft methodology, templates, and template guidance for the 2027 EU-wide stress test. The 2027 exercise introduces significant simplifications to improve efficiency and risk sensitivity, while preserving the robustness and comparability of results. Key changes include a substantial reduction in data requirements, the alignment of information with harmonised supervisory reporting, and the integration of climate risks into the EU-wide stress test. A total of 63 banks from the EU and Norway, including 47 from the euro area, will participate, covering 75% of the EU banking sector. The industry consultation is being launched at an earlier stage than for previous EBA stress tests, to facilitate banks’ preparedness.

​The European Banking Authority (EBA) today published a Discussion Paper which proposes a simplified process for small and non-complex institutions (SNCIs) when implementing the Pillar 3 Data Hub (P3DH). The objective is to gather stakeholder feedback on a streamlined approach under which the EBA would collect and perform the calculation and publication of Pillar 3 disclosures for SNCIs, thereby reducing the burden for the latter.

The European Supervisory Authorities (EBA, EIOPA and ESMA) today published their first annual overview of major ICT-related incidents in the EU financial sector based on a reporting mechanism established by the Digital Operational Resilience Act (DORA). It shows that ICT risks are increasingly borderless and interconnected. The authorities also note that the recent evolution of highly capable AI-driven tools should encourage financial entities to strengthen cybersecurity measures to maintain their resilience going forward.

​The European Banking Authority (EBA) has signed a Memorandum of Understanding (MoU) with the New York State Department of Financial Services (NYDFS) under the Markets in Crypto-Assets Regulation (MiCA). The agreement aims to strengthen cooperation in the supervision of entities engaged in cross-border stablecoin activities.

​The European Banking Authority (EBA) today updated the list of other systemically important institutions (O-SIIs) in the EU, based on notifications received from national authorities during 2025. The publication aims to increase transparency and provides a consistent overview of institutions identified as systemically important across Member States.

The European Banking Authority (EBA) provided its opinion to the European Commission about the intention by the Austrian Financial Market Authority (FMA) to increase the level of an existing sectoral systemic risk buffer to address risks in the Austrian commercial real estate market. This measure would result in the sum of the other systemically important institutions (O-SII) buffer rate and the combined systemic risk buffer rate exceeding 5% for the targeted exposures of a subset of banks. The EBA does not object to it.

The European Commission has launched a call for expression of interest for the appointment of members to the Board of Appeal of the three European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs).